Many of us dream of earning money without having to do a lot of extra work. This is known as passive income, because it keeps coming in, but you don’t have to do much for it. You aren’t actively trying to earn it; instead, you set something in motion, and then enjoy the passive income [...]
You have health insurance and life insurance, which means you and your family are entirely covered should something happen, right? Wrong. Suppose you suffer an injury or long-lasting illness that makes it impossible for you to work. While your health insurance coverage will take care of your medical expenses, and your life insurance will provide [...]
Many of us are reluctant to rock the boat at work during tough economic times. After all, what happens if you cause problems — and your superiors decide that it’s time for someone to go? If you are a “new guy” or an “outsider” or just someone the boss isn’t too sure of, you could [...]
Year after year, many Americans are thrilled to receive a huge refund check from Uncle Sam after they’ve filed their taxes. I’m as excited as the next person to receive a wad of unexpected cash, but I also know that by getting a big refund from the IRS, I’ve basically given the government an interest-free [...]
With the Occupy Wall Street movement in full swing and other cities across the U.S. joining in (and even in other countries now), many Americans are voicing their distress at their current financial situation. If you’re in debt up to your eyeballs with no relief in sight, what do you do? According to advice from [...]
Unfortunately, in life we experience setbacks. This is as true in finances as it is in anything else. I know that sometimes it seems as though it’s one thing after another. We had a flood in our basement just before Christmas, then 4th quarter estimated taxes for 2010 were due in January, and of course, [...]
