how to be frugal

Over the years, I’ve learned it doesn’t always pay to cut corners, even if you’re trying to save money. Individuals all over the internet are sharing ways to be extreme couponers and save money at all costs.

And while I applaud your efforts and willingness to make sacrifices to keep more of your hard-earned cash in your pocket, it could end up costing you more in the long run. Here are five times when being thrifty can backfire and cost you more money.

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luxury living
It’s a problem everyone would like to have: you inherit a nice chunk of change from your favorite great-aunt, you receive a signing bonus for joining a new company, or you do really well on your NCAA brackets one March, and you find yourself staring down a big decision. What do you do with this newfound wealth?

A windfall can mean different things to different people. For some, an unanticipated $500 can seem like manna from heaven, while to others it would take a check with five zeros on it to mean much of anything.

But the bottom line is that a windfall is money you hadn’t expected or counted on—and you now need to decide where it will best be used. Here are some smart ways of spending, saving and investing that money so that your windfall does not go to waste:

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cooking without recipes

Cooking is a skill that everyone, on some level, should master. While it is an admirable trait to be able to follow a gourmet recipe, however, I believe it is much more valuable (and affordable) to be able to whip up a tasty meal sans directions, measurements, and cooking temps.

Here are the excuses I use to skip the recipe and the methods behind my madness.

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how to find the perfect engagement ringWhen I knew I was going to ask her to marry me, I thought I would walk into the jewelry store, pick something out, head home and pop the question.

If only life were so simple.

With my final year in college dwindling, I knew I was going to ask her to spend her life with me. She wasn’t thinking about being engaged before graduation was over, so I knew I had to do it before. What’s an engagement without a little surprise?

Here are some ideas if you are planning on going engagement ring shopping.

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school supplies
Summer is winding down and the school season has arrived. Whether it’s for new clothes, backpacks or text books, I remember the back to school season as being one where there is a ton of shopping. To boot, no one ever wants to disappoint their children, so this is a time when we can really break our bank without even recognizing it.

If you are stressing about how you can frugally—and happily!—get your kids back to school, read on because I have nine ways to make sure you have a frugal and happy back to school event.

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work from home
Many people want to start their own business, and consider a venture that can be managed entirely at home a dream come true. This allure of being your own boss is a powerful thing, but not everyone is ready to do what it takes.

Working from home comes with its own challenges, and you have to be prepared. Here are are a few considerations to think about before you dive right in.

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