Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
We all make money mistakes, but some bad financial moves seem to be more characteristic of women. I’m sure there are plenty of male-specific money mistakes too, but as a woman, I can probably write better about my own gender. So here they are – money mistakes that women tend to make.
Spending Too Much On Clothes and Shoes
If you’ve read my previous posts on this blog, you already know I believe that Women Should Save More, and Spend Less on Designer Shoes. It’s not that looking good or being fashionable are not important – it’s just that it’s absolutely possible to look great on a budget, and buying into the “you must spend ridiculous amounts of money on clothes or you won’t get a promotion” theory is, in my opinion, a big mistake. [ continue reading… ]
One of the questions that often pop into my inbox is “When is it appropriate to spend my money?”
When people ask, they often want someone to give them a general answer that will solve their problem. They want a step by step guide because they want to splurge but don’t want to jeopardize their retirement.
Sadly, there is no cookie-cutter answer since every situation is different, but what I can do is try to guide you to make the right decision in case you are wondering about this.
I was born and raised in New York City. Whether fortunately or unfortunately, the bustling city is really all I’ve ever known. Spending $15 on a movie ticket or $5 on a latte has always seemed very normal to me. Since becoming an adult and being on my own, the high cost of living in this city has definitely become very apparent to me though. Many say it’s a city where dreams are made, but living in New York can be challenging, especially as a young 20-something starting out.
I get this question a lot: how can I afford to live in New York City? From the surface, living in this city on an entry-level salary seems almost impossible. The average monthly rent in NYC is over $4,500, a sum that’s more than what many young professionals make. So what gives? If you’ve always dreamed of living in New York, you definitely can but be prepared to make some sacrifices. Here are 5 tips to help you afford living in New York City: [ continue reading… ]
As a kid I hated hand-me-downs. You know, the clothes, toys, or shoes that your older siblings would get brand new, but you’d receive after they outgrew them?
Every pair of jeans seemed to have a whole in the knee, every shirt had something on the front that I would have never picked out, and every toy was beaten up and faded. Don’t get me wrong, I received my share of new things, but there was also a steady stream of hand-me-downs from my older brother. I just didn’t understand why my parents wouldn’t buy all new stuff for me.
As an adult, my view of hand-me-downs has completely changed. I’m constantly scanning the side of the road for items with a “TAKE ME” sign propped up next to them. I’m the guy whose ears perk up when someone mentions they’re trying to declutter their home.
As a grown up, my love for hand-me-downs stems from the simple fact that the price is usually free. And no one is ever too old for free stuff, right?
Here are a couple of my favorite not-so-brand-new items that I’ve gotten my hands on in the last few years. Who says adults can’t use hand-me-downs too?
Everyone needs a side-hustle today – it’s the only way to guarantee any semblance of financial security in an economy where jobs can disappear without warning. The even bigger benefit, though, has less to do with your bank account and more to do with your happiness level: Launching a side-business might be the most professionally satisfying thing that you ever do.
That’s because unlike most day jobs, it’s all about you: What can you create? What do you have to offer the world? How can you help people? When people buy what you are offering and, even better, tell you how much they love it, it’s incredibly validating – and empowering.
Several months ago, my cable/internet bill went up suddenly. After over a year of paying about $120 per month for cable, internet, and our home phone, I discovered that our cable bill was suddenly $30 more expensive. It only took a little digging for me to realize that our introductory bundle price had expired.
Even though we should’ve expected the price hike, we still couldn’t afford it. I knew I would have to call our cable provider.
To be honest, I hate getting in touch with our cable company. While all the customer service representatives are friendly, I still find it nerve-wracking to deal with what seems to be a pretty slippery industry. Add to that the fact that our provider is the only game in town, and it often seems like a productive negotiation is out of my reach.
However, I discovered that it’s possible for just about anyone to negotiate a lower cable bill — even me. Here’s what you need to know to ensure that negotiating with your cable provider goes the way you want it to: [ continue reading… ]
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