Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
When it comes to the workplace, one thing employees always seem hesitant to do is ask for a raise. And it’s understandable, as such a conversation can be very awkward and uncomfortable. Especially if you’re the type that doesn’t like confrontation, this is one conversation you might be pushing off. You really should fight that fear and stop hesitating though.
Yes, asking for a raise can be very awkward, but only if you make it that way. As an employee, you should feel entitled and empowered to speak to your manager about your goals and expectations. If you feel like you aren’t being paid enough, you have every right to ask for more money… as long as you can support your claim. Here are some tips to successfully get that raise: [ continue reading… ]
When someone else’s negligence is the direct cause of a physical injury, it’s natural to want them to pay for any related medical expenses, time off from work, and even the emotional scars it may have left. If you’ve never been through this before, figuring out what to do can be overwhelming and a bit scary — especially if you’re not sure your injury-related expenses are worth the lawyer’s fees.
As someone navigating this territory for the first time, I’m learning about the differences between lawyer’s fees and expenses, settlement stages, and the like. It’s not fun, and it can get very confusing. While I’m not offering expert legal advice, I’d like to shed some light on the process from a financial perspective.
Stocks can seem as confusing as differential calculus.
If you have money to invest, but you’re not learning how and where to do so, then you’re probably wasting valuable resources that could help you grow your nest egg or save for your children’s future. And you don’t want to do that.
This piece is merely a starting point, and should in no way be used as your sole stock-investing advice. Take what you learn here, then determine if stocks would be a good option for you. [ continue reading… ]
Do you stay home because you think you don’t have the money to purchase plane tickets?
It doesn’t have to be like that.
With these tips from travel insider John Kamal, of iplantravelcanada.com, you’ll be able to hit the skies without blowing your budget. [ continue reading… ]
Most people who end up in debt get there for different reasons. However, once you decide that you are tired of the bondage and uncertainty that comes with owing others money, it’s time to make a debt reduction plan that works for you. As you decide how to proceed, here are some tips to keep in mind as you create your debt plan: [ continue reading… ]
January is a popular month for setting new financial goals for the year. But, as many of us have learned over the years, we’re likely only setting ourselves up for failure during the beginning of the year.
It’s not that we don’t see the need to improve our spending habits, be more consistent with savings, or change our money mindsets. We just underestimate the power of deeply-ingrained habit — and inertia.
There’s no shortage of tips for reaching fitness, financial, and other life goals, but — lingering on that idea of power — here are a few more you might not have encountered before. [ continue reading… ]
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