save money on cell phones
One of the recurring expenses that many people see each month is the cell phone bill. Smart phones are almost becoming a necessity these days, and that means, for many, cell phone bills are rising.

With data plans, apps to buy and the phones themselves (there are $2000 phones now?!), owning a cell phone can get pricey.

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budget wedding ideas

Your wedding day is one of the most important days of your life, but it can also be one of the most expensive. You want your day to be perfect, but with the average cost of a wedding in America totaling $25,200, that price tag is hard to swallow. That’s a lot of money to pay for a few hours of celebration.

It’s tough to cut back on your wedding. After all, it’s a celebration of love in front of the most important people in your life. But at the same time, spending the bulk of your savings doesn’t make sense either.

Thankfully, don’t have to spend your life savings to have a fabulous wedding. You can still have a beautiful event on a tight budget. Before you spend thousands on a wedding, here are 5 tips to help you save on your special day.

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money versus happiness
Does being rich make you happy?

Fed Chairman Ben Bernanke says here that it does to some extent, but that there’s more to life than chasing after money. Of course, Mr. Bernanke is not the only one to have this view on money and happiness. Numerous studies on happiness support his conclusions.

Here are a few thoughts on the points Bernanke makes in his speech:

Basic Human Needs Must Be Met

When people say that money does not buy happiness, they generally mean “extra money.” I think we can all agree, and research supports this view, that people whose basic needs for shelter, clothing and food are not met, will find it very difficult to feel happy.

Of course, there are exceptions, including people whose religious beliefs dictate that they should be happy with as few material possessions as possible, but for most of us, we can only be happy once our basic needs are met.
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how to make money
Sometimes being frugal isn’t enough to meet your financial obligations and goals and you’ll have to look for ways to earn some extra cash.

Whether you’re a stay at home parent looking to supplement your family’s income, looking to pay down debt or establish an emergency fund or saving for a special purchase, here are some ideas to help you make some extra money.

Note that these are not get rich quick schemes and they might not work in every situation. This post will help you brainstorm how to use your unique skills and resources to make money in ways that might not have occurred to you before.

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IRS and taxes

Most taxpayers would probably prefer to do nearly anything (including going through an anesthetic-free root canal procedure) than be audited by the IRS.

However, if you are an honest taxpayer, audits shouldn’t be something you worry about.

Here are some basic facts about audits that should help you to breathe a sigh of relief.
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money visualization

A while back we introduced the MoneyNing Manifesto for financial success in the New Year. Its purpose is to empower and motivate you to financial success next year.

Another powerful technique we’re introducing to change your money mindset is visualization

If you look up visualization online, you’ll find page after page of “self-help” gurus shilling the idea that you can achieve your goals through the simple act of picturing their achievement in your head.

According to them, if you see yourself achieving your goals, you eventually will.

While there is scientific evidence to back this theory, it’s buried beneath countless pages written by Internet marketers. These guys have been touting this method of turning impossible dreams into easy reality for years.

The data, however, is there, and the method does work.

But, this is a financial blog, not a self-help blog… so you know where we’re going with this, right?

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