what to do before retirement

You’re close enough to retirement that you’re already imagining days filled with golfing and grandchildren — but you’re not quite there yet. If you have about five more years before you want to retire, don’t assume that you’re done planning.

There are several actions you can take now to make sure your transition to retirement goes smoothly, and that your retirement itself is enjoyable and stress-free:

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promotions and deals
Getting 50% off a product or service is always an ego boost — and it can help your pocketbook too.

Still, you want to make sure you are getting the most out of these promotions. There are so many deal sites now that it seems like you could spend money on “great deals” several times a day, depending on how many sites you are signed up with.

Getting promotions can be exciting, but in order to make sure that you truly getting the best bang for your buck, it’s important to keep a few things in mind:

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impulse shopping
I visited an antique shop with my cousin recently, as we sought inspiration for an apartment she will be moving into in a few months. I wasn’t planning on buying anything, but I saw a piano bench that looked perfect for our piano. My son had been complaining about our bench and the hinged top of this bench appealed to me; the current bench didn’t have a place to store music.

On impulse, I bought the bench for $65. I don’t regret the purchase. It’s a nicer bench than what we had before, and now my son has a place to store his sheet music and lesson books — instead of just tossing them on the floor.

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how to become a millionare

You may be a bum wishing to have a million bucks or an aspiring young professional who wants to know if you are on the right path.

Some become millionaires by pure luck, while as others are rewarded for their planning and wits. With some effort you can have a big fat bank account one day, too.

Whatever the case may be, here are seven ways to become a millionaire.

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save money each month

Last we checked, money still hasn’t started growing on trees yet. Not in our yard, anyway. So we decided to experiment and see if we could find some new ways to save the same old money.

Our experiments were a success. We’ve saved on nearly every one, and I’m thrilled to show you how we did it.
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how to manage financial priorities
One of the biggest reasons why people don’t have enough money to do what they really want is because they fail to fully grasp their financial priorities.

If they want to find financial freedom, and be able to have the money to do what’s really important to them, then they need to determine their financial priorities, and then spend (and save) according to those priorities.

Do you want to spend more on what’s important to you? Then read on.
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