furniture prep

Sooner or later, even if you start out with hand me downs from your family, you are going to want to buy some of your own furniture.

The first thing you must do when saving money on furniture is to determine what you actually need. There is no need to buy a sofa if a love seat will do, and frankly, most people never use a coffee table, so don’t get one if you have no use for it.

Also, remember that there is no rule stating that you have to purchase matching pieces; eclectic is in.
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how to become a millionare

You may be a bum wishing to have a million bucks or an aspiring young professional who wants to know if you are on the right path.

Some become millionaires by pure luck, while others are rewarded for their planning and wits. With some effort you can have a big fat bank account one day, too.

Whatever the case may be, here are seven ways to become a millionaire.
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Summer is prime time for superhero movies at the theater. After taking in Wonder Woman and Spiderman: Homecoming, I can’t help but think that the qualities these heroes and heroines display can be applied to managing our personal finances.

While most of us don’t have the seemingly unlimited financial resources of some superheroes (like Tony Stark, Ironman or Bruce Wayne, Batman), we can model their superhero qualities by managing the money we have in “heroic” ways.

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low income tips

Most of us want to save money so we can build wealth and plan for the future. We have goals we want to reach (like traveling) or things we want to buy (like a dream home). However, this can seem impossible when you’re surviving on low income.

According to CNN, 25 million American households are living paycheck to paycheck. When money is tight, saving any amount can be the last priority on your list. You’re just trying to get by.

So how do you save more money when you’re making minimum wage? How can you reach your financial goals on a low income?

When it comes to finances, it’s important to not only think about the now but also the future. Even if you’re earning a minimum wage, you can still save little by little. Here’s how:
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investing for millennials
We all make mistakes. It’s true when it comes to managing money or managing relationships.

But avoiding investing mistakes early in life can give us a huge leg up in life. We are better off in the long run if we start early and invest often. Yet, many millennials aren’t moving forward with investing like they should be. Here are three investing mistakes many of us make but should avoid:

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Identify theft became a hot topic with the recent Equifax data breach, causing many Americans to be concerned about the safety of their personal information. And their concerns aren’t unwarranted either. According to a survey done by, 41 million Americans have been victims of identify theft. It’s clearly a widespread problem that many people didn’t even know existed – until it happened to them.

Most Americans aren’t taking the necessary steps to protect themselves from identify theft until it’s too late. For those unfortunate enough to have had firsthand experience, it’s a scary experience that can take years to fix. And in the process, your finances can get destroyed. Before this happens to you, it’s important to take the steps to safeguard yourself from identity theft. Here’s what you should do:
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