How To Get The Best Deal On SiriusXM Satellite Radio

by Travis Pizel · 11 comments

car radio
Satellite radio has become more common over the past few years. Most new cars come with a SiriusXM enabled sound system, and a free trial allowing the vehicle owner to try out the service for a few months. Many people like SiriusXM, myself included, because of the variety of music and sports channels. It’s also convenient to be able to listen to the same channels wherever you go.

The downsize is the sticker shock when that trial period is over and it’s time to start paying for the service, as the current subscription options range in cost from $10.99 to $19.99 per month. The good news is, you don’t have to pay that much. Here are a few easy steps to help you get satellite radio for a fraction of the regular price.

Know The Options

Currently, there are three subscription tiers for SiriusXM:

Mostly Music: This basic subscription will give you 80+ channels of great music. What it doesn’t give you are sports and comedy channels. You don’t get online streaming with this package either, but you can add it for an extra $4 a month. The price for this package is currently $10.99 a month.

Select: At a price of $14.99 a month, this package boasts over 140 channels of music, sports and comedy. Internet streaming is not included and cannot be added to this package.

All Access: This is their top shelf package, providing every one of their 160+ channels, plus online streaming from your phone, tablet, or computer.

You’ll want to know details of the options so that you can choose the right package for you. Also, you may be offered special promotions, and you need to be able to determine if the offer is a good deal or not.

Pay For A Full Year In Advance

The easiest way to save some money on a satellite radio subscription is to pay for an entire year in advance. No such price break is offered on the Mostly Music package, but you’ll save $14.99 on the Select package and $40.88 off the All Access package.

Ask For A Deal

Honestly, the savings for paying a year in advance isn’t enough to get me to sign up. I don’t think the service is worth even that discounted price. I tell them very frankly that their service isn’t worth their advertised price, and that I’ll be canceling my service immediately unless they can offer me a promotional rate. It took several phone calls, but I finally got a representative to offer me a special rate of $119 for a year long subscription to the All Access package if I would pay for the entire year up front. That’s a 50% reduction off the regular price!

Prepare To Walk Away

I was able to get a representative to offer me a promotional rate in my most recent renewal efforts, but I actually cancelled my service in the past because no one was willing to offer me a discount. What ends up happening in that within two months I was getting letters in the mail, and emails in my inbox offering me promotional deals. Going without satellite radio for a month or two is worth the savings.

Online Advantage

Depending upon your lifestyle, having online access to your subscription may be nice addition. If you have streaming included in your subscription, you can utilize it in the following scenarios:

  • At work through a computer
  • At the gym or mowing the lawn by using a smart phone ap
  • For parties through your smart phone and a blue tooth connected speaker

Remove Your Credit Card Information

Once you agree to an offer that you’re comfortable with, make sure to ask them to remove your credit or debit card information on file. If they have an account on file, your subscription will be automatically renewed at full price when the year is up. If you have nothing on file, they will send you expiration notifications reminding you it’s time to play this game all over again.

Satellite radio is not a necessity, but it is a nice feature to have if you love listening to music, comedy, or sports. Whether you’re subscribing for the first time, or looking to renew, these tips will help you get satellite radio for a price that may fit nicely into your budget.

Editor's Note: Did you know about the service called $5 meal plans? For $5 a month, they send you recipes of delicious, healthy, yet cheap food that costs just $5 a meal.

Several of my friends signed up and they are able to eat at home more because the instructions are easy to follow, making everything convenient. The deal also comes with grocery shopping lists, which saves them so much time. Check it out yourself by clicking here and you too may be able to save more and become healthier at the same time.

Money Saving Tip: An incredibly effective way to save more is to reduce your monthly Internet and TV costs. Click here for the current Verizon FiOS promotion codes and promos to see if you can save more money every month from now on.

{ read the comments below or add one }

  • Bebe Enteo says:

    To get the discount, you have to call to get it. Insist that you want the 6 month for $25.00 deal for the Select Package, or $119 for one year for the Premium package. Then when you pay, use a Sirius XM gift card that you can buy from Best Buy. Don’t enter your credit card info, otherwise they automatically bill you when it comes time to renew. The is boldly written, but small font, on the agreement.
    Put a reminder on your phone about 4 to 6 weeks before the renewal then call to renew, and go through the ‘bargaining’ steps above – you may have to threaten to cancel, and they quickly offer you a discount.
    I’ve had the service for five years and have NEVER paid the prevailing rate.
    Remember the following:
    1. Use a Sirius XM Gift Card to pay…NEVER a debit or credit card
    2. Insist on the cheap packages. The two common ones are 6 months for $25 for Select, and $119 a year for Premium. There is a royalty and tax fee on top of these rates.
    3. Four to Six weeks before, call to renew (above steps). Remember you may have to threaten to cancel.

  • Melvin Smith says:

    Purchased a vehicle with XM capability but service needs to be activated in my name. In search of a affordable price for Satellite Radio/Music

  • Rich says:

    I’ve always been able to renew getting the 6 months for $25 deal. If they don’t offer it i tell them to cancel and either they’ll magically have that available or I cancel and get an email a week or two later asking me to come back for that same special pricing. This is for XM Select package. I don’t think they offer any deals, or at least I never asked, on the All Access package. If they offered that for $35/6 months I’d jump all over that. I guess ill ask once my renewal is up in June.

  • David Ning says:

    Do you think SiriusXM can survive once those Internet radio services become more mainstream?

    Why pay $5 a month when you can have the same service you can take anywhere with your cell phone using iTunes Music or something similar?

    • I think the advantage that Sirius XM has right now is that it’s in the dashboard of your vehicles. Sure you could get iTunes Music or something similar on your phone and broadcast it to your vehicle’s sound system via bluetooth (most new car stereos have that function), but then you have to futz with your phone to change the station.

      Plus, if you get all access SiriusXm and download their ap, you can take it anywhere with you as well.

      I don’t think you’ll ever get a service like this for free…….iTunes Music is a subscription service as well.

  • Money Beagle says:

    I’ve never subscribed, but my sister-in-law and dad have gone through endless cycles, and honestly, the best tactic is just to wait. They wait to get the best deal, eventually they’ll get something for $5 or so per month, and they’ll sign up, ride it through the period, and then cancel. They go through periods where they have no service during the times in between, but if you can deal with that, you’ll save a ton in the end.

    • It’s unfortunate when you have to actually cancel….that’s only happened to use once or twice. Usually we can get them to cave in and offer us a promotional deal without having to end our service all together. But you’re right – if you’re OK with going a month or two without service to get the best rate, you can save big.

    • Bebe Enteo says:

      The problem is if you wait, they can automatically bill you at the current rate. YOU HAVE TO CALL. It stinks, but this is there policy.

    • Bebe Enteo says:

      YOU HAVE TO CALL. If you wait, they’ll charge you the current rate on the credit card you have on file. The best thing to do, is remove the credit card, then call about a month before the expiration date and negotiate a deal. Then pay with a Sirius XM gift card you can buy from Best Buy. I’ve been doing this for years. I get the 6 months for $25.00 every time. BUT YOU HAVE TO CALL about a month before the expiration date.

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