What truly constitutes an emergency? Many of us tend to justify taking money out of our rainy day fund by calling something an emergency when, really, it’s not a true emergency. As you work on building your emergency fund, take a step back and consider how you will use the money you accumulate. Dr. Stephen Lesavich, the co-author […]
Shopping Smart
Apartment complexes are notorious for raising their rates on a yearly basis (and they have every right – just look at your lease agreement). If you’re already dissatisfied with your living situation for one reason or another, getting out at the end of your lease – before they raise your rent – might be a […]
For those who aren’t aware, Valentine’s Day is less than a week away. Begin panic mode if your significant other has high expectations. Thankfully, Valentine’s Day puts more emphasis on the romantic gestures over the dollar amount spent on a gift. Still, you need to put in the effort. Here’s how to woo your significant […]
In personal finance, there are two key tenets to building wealth: spending less and earning more. In theory these concepts may seem rudimentary but in reality they can be complex things to maneuver. If they were easy, many of us would be in a better position financially and there would be less problems related to […]
You may be pretty confident that you’re good at saving money. But did you know you might be throwing money away and not even know it? Even if you think you’re living a frugal lifestyle, there are many things we all do everyday that are both a waste of time and money. We can always improve […]
Here are a handful of tips to finally help you overcome impulse shopping.