The Right Mortgage – A Crucial Financial Decision to Make

by David Ning · 2 comments

Borrowing huge amounts of money to purchase a home has become the norm in our society, which makes picking the right mortgage one of the most important decisions you will ever make. The perfect solution that works for every situation do not exist, but luckily, there are many rules of thumbs that can help guide anyone to the right decision.

Check out these mortgage articles and a few changes could very well make a huge difference to your budget.

Your Mortgage Questions, Answered

Everyone thinks about these questions, and the answers may be debated forever and ever. But before you make up your mind and build a plan based on that decision, read everybody’s point of view and decide for yourself what’s best for your circumstances.


Have you refinanced your mortgage yet? No matter what the rates are, there are reasons to refinance your mortgage. And remember to check out the current interest rates at the bottom of the page to see if refinancing make sense for you too because taking the step to get a new loan could save you a bundle!

Other Mortgage Facts You Want to Know…

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Looking to save on your mortgage? Here are some good rates...

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{ 2 comments… read them below or add one }

Davao Homes May 13, 2013 at 8:56 pm

Getting a house is a major decision because it requires a huge amount of money and mortgage can take a big slash on our budget. One thing we considered when we got a house is that the mortgage should not be more than 40% of our take-home pay. In that way, we will not be hard off in paying for our other concerns. Thankfully, as time goes by, our mortgage got lesser in value due to inflation.


Amani Murph April 25, 2014 at 11:57 am

I am a single woman and I just purchased my first home. I decided to buy a duplex, as renting out the other side will bring in income to offset the mortgage. I am actually reducing my living expenses by 80% all while earning equity. I am happy with this decision.


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