When I was very young, I hated going to the shower. I would sit there (and in reality spend just as much time) convincing myself that I really didn’t want to waste my time. I would tell myself that while my parents forced asked me to go every single day, I never really saw the benefits. It wasn’t nearly as fun as watching TV or playing video games, so why bother? I just did not get it.
It was funny when I think back (and sharing was something I certainly had to think about because my parents read my blog) because now I obviously realize how ignorant I was. Shrubbing myself everyday might seem unnecessary and boring, but what will happen if I don’t? Dirty, health problems… you get the idea.
Before you laugh at my story, think about the time to dedicate about your personal finances. While we can’t physically force you to think about it, we definitely ask you to. Of course it’s not fun to setup your budget or set aside an emergency fund instead of using that money to go out for dinner, but what would happen 30 years from now?
The Rubber Duck in Personal Finance
My mom never got me the rubber duck to make showering more fun (nor was I creative enough to take my invisible microphone and become a singer), but getting older made me realize that coming out of the shower makes me feel good. I’m more relaxed, and I just feel comfortable.
Working on your finances gives you a sense of accomplishment and satisfaction when things are on track. It helps you be more confident and optimistic about the future. It rids you of many worries that most families have and allows you to be much happier than you will otherwise.
30 years from now, do you want to think back and realize how ignorant you were in neglecting your finances? While it’s quite boring to spend time on your finances, start caring about your finances right now. It could be as short as 15 minutes a day, but it will rid you of the dirt and help you stay healthy long term.