To some, a credit score is a grade of how well they’ve managed their finances. Others use different factors to judge their financial achievements, such as their ability to pay for life’s necessities with cash only. They might not give two thoughts about their credit score. Unfortunately, your credit score affects much more than just […]
Your credit score is an important piece of your financial puzzle. Using your credit score, lenders and other financial services providers make decisions about you — from whether to lend you money to what sort of interest rate you’ll get. A low credit score might even cause you to pay a higher security deposit to […]
Fraudsters are a clever bunch, so a discerning eye is a must for avoiding most financial fraud schemes. Confusing terms and conditions lead many consumers to believe they’re doing something beneficial, when they’re actually feeding into one of many schemes that con artists have planned out ahead of time. If you’re trying to find ways […]
Last week, CardHub.com released its quarterly report on credit cards. The results indicate that balance transfer deals are on the decline, and that now might be the time to transfer your balances — if you have access to the best deals possible. According to the report, the average length of a balance transfer introductory offer […]
Last week, the House passed a bill that would require bondholders and Social Security beneficiaries to be paid first in case of a failure to raise the ceiling on the national debt later this summer. While the bill passed, there’s doubt it will get past the Democratic majority in the Senate; the White House has […]
Having a good credit score is important for many things in life. When my wife and I bought a car a few weeks ago, our credit scores helped determine our interest rate. When renting a home, landlords can use your credit score to decide if you’re a viable tenant. When buying a home, it has […]
