We all know that our credit score can help determine loan eligibility and interest rates. After all, credit scores are an indicator of how well you handle debt. But if you’re not in the market for a mortgage or a personal loan, it’s easy to assume that your not-so-hot credit can’t really hurt you. The […]
Bankruptcy is the nuclear option of debt relief: it may solve some of your debt problems, but it causes a host of others. So how do you decide whether you should file bankruptcy or continue trying to pay down your debt? If you’re considering filing for bankruptcy, here’s what you need to know to determine if […]
While your teenager may be the one to show you how to use Facebook, download apps for your new smartphone, or explain (with a little too much patience) how to access the YouTube video of your toddler nephew, it’s a mistake for both of you to assume that you have nothing to teach your technological […]
There are alternatives to bankruptcy. Remember when you went shopping for a new case for your iPhone 3 and came home with an iPhone 4S? Well, maybe you didn’t go shopping for a case, but most of us, at some point, have been shopping for one thing and come home with A LOT more than […]
Identity fraud is one of those scary situations that we hear about a lot. And for good reason. Even though, according to Javelin Strategy & Research, identity fraud fell in 2010, it rose again in 2011. Scary statistics about how fast identity theft is growing as a crime may lead you to decide that credit […]
One of the reasons that many prefer to use credit cards is due to the fact that they can be taken almost anywhere in the world. Plus, there are a number of fraud protections that come with credit cards. From earning rewards, to peace of mind, credit cards can offer a great way to pay […]
