If you read or watch the news, you’ve likely noticed one scary thing: fraud is on the rise and perpetrators aren’t cutting victims any slack. This is even more evident as the holiday season gets closer, as consumers are trying to avoid the crazy shopping malls and opt to order gifts online instead. This is […]
Credit
Are you in overwhelming debt? If so, you’ve probably considered debt consolidation. Some experts suggest taking advantage of non-profit credit counseling and consolidating your debt. They say it can help you gain financial traction more quickly. Others claim that consolidations loans are financial traps that should be avoided. Below, I’ll explain debt consolidation — in […]
If you haven’t heard, financial guru Suze Orman recently submitted a Change.org petition that encourages Congress to require banks to submit debit card information to credit bureaus. This has been a crusade of Orman’s for a while now. Back when she released her branded pre-paid debit card, the Approved card, she said that TransUnion would […]
A common misconception about marriage is, that in addition to uniting two lives together, it also combines two credit scores. In actuality, your credit score is yours alone — no matter your marital status. That’s because your credit rating is an assessment of your individual creditworthiness, and the credit bureaus base that assessment on your […]
Recently, there’s been a lot in the news about database security breaches. From Target to Michaels to Neiman Marcus, it seems like any major retailer could be the target of a database breach. And, of course, that puts your information at risk. A few years ago, one of my credit card numbers was stolen as […]