We hear all the time that it’s important to pay attention to our credit and work to improve our scores. Knowing exactly where you stand can be difficult, however, when you consider that you could have hundreds of credit scores. Where do you start? How Does That Happen? Well, a big reason is that there […]
There’s talk that consumer credit card debt may set a record and potentially exceed $1 trillion this year. We already set another record, with the largest net increase in consumer debt since 2007 ($80 billion). Wow! But should we see accumulating more credit card debt this year as inevitable? I, for one, don’t think so. […]
If you’re drowning in debt, it can seem as though there’s no way out. And it doesn’t help that creditors could be calling you — maybe even your family members and neighbors are looking for you. It may seem that you are at the mercy of debt collectors, but the truth is that you have […]
The intersection of the Great Recession, Financial Crisis of 2008 and the rise of technology is producing a number of interesting new developments. The ways we work and play are changing, and the way we interact with money is changing as well. Millennials, for instance, are taking the lessons learned from recent financial difficulties and […]
After being absent for a few years, zero percent interest promotions from credit cards seem to be making a resurgence. Consumers can utilize such promotions to consolidate debt, do home improvements, or a variety of other things, at zero percent for the length of the promotion. If you’re thinking of taking advantage of these promotions, you need […]
For most of us, identify theft isn’t at the top of our minds, but it’s something that can happen to anyone. And if it does, it can really destroy your finances. When your personal information, such as a social security number or a bank account number, gets in the wrong hands, it can take years to […]
