You can always make money, but you can never make time.
We talk about money here ALL THE TIME with good reason. Yet, the root of our problems was never the lack of funds. We know how to make money. We already do it every day.
You might not like how you it, but you get up, work and bring home an income. Some people earn more, some less but everybody earns something.
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You can lower your taxes for this year now, but not after December 31.
It’s that time of the year again when you are preparing for holiday parties, agonizing over gift lists and rushing to get everything done in time. Take a breather and consider the following ways in which you can save money on taxes this year. Most of these money saving tips expire on Dec 31 though, so hurry!
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The best advice anyone can give you on credit card fees and APRs is that the easiest way to save money is not to owe money. The conditions in today’s market also mean that you can find a credit card that matches the way you spend. If you maintain a balance constantly, it makes more sense to find a card with a low APR, whereas if you pay your balance off monthly, a higher APR with fewer holding fees is a better choice.
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Let’s face it; our wonderful country that prides itself on its many freedoms, opportunities and amazing history doesn’t consist of the smartest people in the world. And with two-thirds of the country not knowing what the Food and Drug Administration does and one fifth of us believing that the Sun orbits around the earth, it’s no surprise that the average American’s financial standing isn’t as good as it can be.
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While it’s true that we should probably be thinking of others all year, it seems that we are more likely to want to give during the holiday season. Though with the recession dampening our holiday spirits (and our pocketbooks), it can be difficult to come up with the cash necessary to help others right now. The good news is that you don’t have to give cash in order to channel your feelings of generosity. Here are four alternative things you can donate:
1. Yourself. What?
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It is no mystery to anyone that the US government has pumped trillions of dollars into the economy, all while holding interest rates at record lows over the past two years. Anyone with a basic concept of supply and demand, with all of these dollars in our economic system, will fear that rising inflation is becoming more and more imminent as each day passes.
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