How do you feel if you paid someone $10 for a parking spot on Black Friday, then see plenty of open spaces right in front of the entrance three minutes later as you walk towards the mall?
Scams are everywhere. Online and off, we are faced with the task of weeding out the genuine offers from all the ones that crooks publicize. With the holiday season and year end coming up, we are in the mood to say yes but don’t want to waste our money. Below are several ways to avoid a scam. Hey, someone’s got to kick some crook’s ass without physically wasting our energy.
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Here they come again: the holidays. For some reason, even those of us who manage to keep a tight rein on the budget the other 11 months of the year lose control at the sound of a Christmas bell. The bills roll in come February and then the trouble really starts, but all is forgotten by November and the cycle starts again. If you still have at least a faint memory of those dreadful bills, here are some great ways to save a bit of green and still have a great holiday.
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While many individuals seek to save money where possible, budget effectively and build a significant emergency fund, others are not so fortunate in their financial circumstances. Whether as a result of the significant rises in unemployment or the poor state of the property market, some individuals are experiencing considerable financial difficulty.
Debt has an inherent aspect of stigma attached to it so it is understandable many do not want to seek help especially if they feel bankruptcy is the only solution suitable. So what are the biggest misconceptions about the most stigmatized area of personal finances? Let’s explore it today since bankruptcy is such a seldom talked about topic.
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Did you know that there’s a Netflix free trial offer going on right now?
Over here at MoneyNing, we routinely talk about personal finance philosophies like responsible spending and frugal living, but let’s change pace (today being Thanksgiving and all) and talk about something practical. Let’s discuss a step you can instantly take to save money every single month – the Netflix free trial.
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There is a war raging with regard to which type of plastic to use: debit or credit. While many like cash, it can be inconvenient to carry around large amounts of cash, not to mention dangerous if you happen to have your wallet or purse stolen. Plastic on the other hand has a small footprint, while giving you a chance to protect your money if anything is ever lost.
For those who prefer cash, it seems as though debit is the obvious choice, since the money comes straight out of a checking account, and no interest is charged. It is also nice that you do not need a qualifying credit score to get a debit card. However, there are times when it might be better to use a credit card. Here are some considerations when it comes to debit vs. credit:
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After a successful trial run that boosted home sales and brought buyers back to the table, the government has extended the $8,000 first-time home buyers tax credit through June 2010.
Now it’s not just first-timers who are benefiting — the president also signed off on a new $6,500 tax credit for existing homeowners who purchase a new primary residence.
Combined, the dueling tax credits may help spur even greater growth in the housing market, real estate experts say.
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