Every year around the holidays, we are bombarded with requests for donations and messages conveying the urgent needs that nonprofits and the people they serve are experiencing.
I know that a lot of us are in need during this time of the year too, perhaps coupled with holiday stress. But if you are in a position to make financial contributions, I urge you to put more thought into your gifts this year than you ever have before.
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If you are a chronic dieter, you know that long term, diets don’t work. You do really well for a while, pushing to lose the weight, but once you reach your goal, you gleefully go back to the habits that got you in trouble in the first place. I know. I’ve been there. In order for a diet to work, it has to be more than a, well, diet. It has to be a healthy lifestyle change. And that sometimes means that you make more gradual changes that you can live with, developing long term habits that stick with you long after you have reached your goals.
The recent recession has prompted many to save more and spend less. However, the worry is that this is more of a “recession diet”, rather than a long term lifestyle change. Which means that as the economy comes back online, people will slip back into their old ways. If you don’t want this to be you, the key is to look at things you have been doing to create a better financial foundation during this recession and hold on to them. Here are two of the major concerns associated with the end to a recession diet, and how you can combat them:
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Can you save more?
I often wondered about whether there’s more excess that could be cut out of my life, but I eventually realize that it was the wrong question to ask.
Here’s why.
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Golf, for the most part, is an expensive game. Between clubs, balls, green fees, and lessons, the total adds up quickly. Over the years, I’ve found many ways to save on this ridiculously frustrating, yet addicting game.
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It’s easy for you to say. More time doesn’t mean more money.
I started talking about making money in some of my articles recently, and some of you are wondering whether you can do the same. Today, I’d like to introduce one of the reader to you who started making a side income tutoring. Just like you, he’s a regular guy who has a regular job but unlike most people, he decided to make more money.
It can be done. Don’t just listen to me, listen to him.
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Even though we like to think of the holidays as a time of fun and family, the truth is that there is also a great deal of stress attached to this time of the year. From entertaining to buying gifts to travel, the stresses on your budget can cause anxiety and worry during a time that is ostensibly about happiness and family togetherness. This time, before you succumb to financial stress, considering these points may just help you enjoy the holidays more.
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