The better your life is, the harder you try to protect it. Success comes at a cost, but no one really thinks about it beforehand.
Many would consider this a high quality problem, but fame and success may not be all it’s cracked up to be. Think back to the days when you were a kid and had no income. Were you happier then or are you happier now?
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It’s the end of another year, and it’s time to start planning if you are bound and determined to be more financially organized next year. Decide now what you want to do to start getting on top of your finances in the new year. To help you make a financial lifestyle change, here are 5 financially fit things that you can do in January:
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“Perhaps you guys are a little too thrifty. I think you should enjoy a little since you can afford it.”, or so he says.
Sometimes, the obstacle blocking the road to financial freedom isn’t us, but the closest people around us. Although they have the best intentions, a comment like the one above puts, at the very least, a little doubt in our mind regarding our frugal ways.
When was the last time you heard something like this?
Groceries are unavoidable because we all have to eat. There are many ways to save money while shopping for groceries, but some are more consistent than others. If you are feeding a large family, it is even more important to cut costs where you can, or this can easily become your largest monthly expense.
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Ready or not, it’s almost the season when we always write down the wrong year. I don’t know about you, but I’m almost certain that I will be writing 2009, slapping my hand and changing it to 2010.
If anything, 2009 was different. The recession, the massive layoffs, the scare of unrecoverable stock market declines, the change in savings rate, and the move towards frugality are just a few of the seismic shifts we experienced as citizens of Earth this year.
With all the interesting headlines, how have 2009 changed you? But before you answer though, it’s only fair that I share with you how 2009 changed me. Here they are.
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The holiday season is undoubtedly the happiest time of the year for many people. At the same time, it’s also one of the most costly.
One of the great benefits of having my credit card where I bank is that the credit card balance is right there staring me in the face every time I log in to check my account balance (a task I embarrassingly admit that I do a bit too often).
I noticed something a little surprising a few days ago – my balance is 3 times monthly average. As I look into the details and think back, every transactions was authorized by me. No fraud, and no one else to blame. No doubt the holiday mood helped ease my spending decisions, but wait, this card is for business expenses?.?.?
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