When trying to save money, going out to dinner becomes a real treat. This one is about going out for a great meal, having some fun while keeping your wallet in mind.
It takes a little planning and a bit of work, but with some clever strategies, you can still enjoy a good night out.
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When many of us think of taxes, we usually think of federal taxes. Yet, it’s mighty important to consider that you pay taxes in your state of residence as well.
After all, the state taxes that you pay are added on top of what you pay in federal taxes. State income tax, sales tax, property tax and estate/inheritance taxes can all start to add up.
It’s easy to look up states with the highest tax burdens and those with the lowest tax burdens, so I did just that. Here’s what I found.
One way you can save money is with the help of good health.
Good health habits can reduce your health care costs, and many of the things that you do to improve your health can actually help you live a more frugal lifestyle.
If you want to improve your health — and save money — here are some things to try:
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You only have to look at the exterior of your local payday loan storefront to see that these lending establishments are set up to cater to the desperate. With bright neon “Cash Now!” lights enticing borrowers, and a quick 20 minutes of paperwork leading to cash in a borrower’s pocket, it’s very easy to see a quick loan as a saving grace when you’re out of money.
However, quick loans like these are extremely dangerous. Often, the high level of interest due on your loan within two weeks leads to a need for another loan, and another, etc. Before you know it, you feel like you owe your soul to the money store.
There are other ways to get cash quickly without giving up your financial future. Here are some ideas for generating some extra money without having to step on the hamster wheel of payday loans.
One of the best ways to teach young kids about anything is to make learning a fun experience. This is especially key when it comes to anything money related.
If you can find a way to think outside-the-box you can get kids excited about finances, budgeting, saving, and making money. And hopefully that excitement and eagerness will stick with them for years to come.
My oldest daughter has been saving her money for quite a while. In fact, she loves to earn and save money. In order to help foster this excitement and create long-term spending habits, I’ve been letting her partake in some more money making opportunities.
Here are five fun activities you can get your kids involved in so they can earn some extra money and get excited about future savings.
We have all seen the commercials, sappy and blurry, that declare two months of salary is the appropriate amount to spend on engagement rings.
Are they nuts?!
A much better investment of that money is called a down payment if you ask me. Fortunately, there are ways to get a beautiful engagement ring for much less.
So if your fiancee is demanding you spend that much on a ring, you may want to think things through a bit more.
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