If you still haven’t thought much about taxes, now is a good time to start thinking about your tax returns. Tax season is coming up and you need to be ready to tackle the many new tax laws and how it applies to your situation.
Part of getting ready, though, includes deciding whether or not someone else needs to prepare your tax return. Here are some things to consider as you make your decision:
Having a cell phone was a luxury years ago, but it’s now considered by many as a must-have. I bet most people would probably admit that they couldn’t live without their phones. The privilege doesn’t come cheap though.
Aside from buying the phone itself (which can cost hundred of dollars), you’re also paying a monthly bill that’s far from cheap. At more than $100 each month, that cellphone bill could be a huge drag to your wallet.
Luckily, you don’t have to pay a lot to get what you need. Let’s take a look at four simple ways you can save on your cell phone bill:
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Financial success is a little bit like fitness — we all know what we should be doing, but for a lot of us, ramping up our retirement savings and jumping on the treadmill are two things that just don’t happen.
Even though making the rational decision to save or exercise is in our best interests, it’s awfully difficult to make the right long-term decision in our day-to-day lives. The question is, why? When we all know the right decisions to make, why is it so difficult to make it happen?
Psychologists and behavioral economists have some answers:
Our family vacation this year involved a trek from Lafayette, Indiana to Norfolk, Virginia with a 10-month-old infant in tow. Before we even started the first leg of the trip, my husband and I had a major disagreement. He felt that the 13-hour drive would be easier and cheaper than flying. I felt that the cost of the flight — which involved a layover in each direction — was worth it considering the amount of travel time necessary to take the car.
If you’re planning a long trip and are not sure if flying or driving is the best option, here are some factors to consider:
When trying to save money, going out to dinner becomes a real treat. This one is about going out for a great meal, having some fun while keeping your wallet in mind.
It takes a little planning and a bit of work, but with some clever strategies, you can still enjoy a good night out.
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When many of us think of taxes, we usually think of federal taxes. Yet, it’s mighty important to consider that you pay taxes in your state of residence as well.
After all, the state taxes that you pay are added on top of what you pay in federal taxes. State income tax, sales tax, property tax and estate/inheritance taxes can all start to add up.
It’s easy to look up states with the highest tax burdens and those with the lowest tax burdens, so I did just that. Here’s what I found.
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