How to Reduce the Costs of Your Child’s Extracurricular Activities

by Emily Guy Birken · 5 comments

Boys with soccer ball

Extracurricular activities used to be the domain of the child prodigies. Little ones who were training for the Olympics or the children’s orchestra were the only kids you saw going to gymnastics or violin lessons after school. For the rest of the kid population, doing homework and riding bikes was more than enough activity.

Times have certainly changed. Younger and younger children are going from school to music lessons to sports practice to scouts. Not only do all the extra activities take up a lot of time in the car, but they can also be difficult for parents to afford. In addition to the clear registration, activity, and equipment fees, there can also be unexpected fees for things like team photos or group snacks.

Here are four ways to reduce the costs of your children’s extracurricular activities without giving up the fun:

1. Know What You’re Getting Into
One of the reasons that parents find themselves surprised by the total cost of an activity is that the numbers are rarely broken down for them from the beginning. You’ll certainly be able to determine registration fees and such ahead of time, but the incidental fees have a way of creeping up on you.

To combat this problem, talk to the coach or other parents before signing Junior up. Even if no one has ever recorded every cost associated with the activity, you should be able to get a ballpark estimate of what the activity will cost over the course of the season or year. If you budget that amount plus 10% extra to cover potential surprises, you won’t be scrambling to find the money to pay for a team tee shirt you didn’t know you needed to buy.

2. Prioritize Activities
There are certainly children out there who thrive on having a jam-packed schedule, but most kids will be happiest when they’re only focusing on one or two activities outside of school. Let your child decide on what they’re interested in pursuing. By allowing them to follow their interests, you’re also less likely to have the “I don’t wanna go!” reaction – after you’ve already dropped a hefty amount on the activity.

3. Find Cheaper Options
One way to reduce the overall costs of extracurricular activities as well as mitigate the costs of your child “trying on” different activities before finding something they love is to find non-profit or school-based programs. While every sport and activity has coaches who offer private instruction or private sports clubs, those are going to be the most expensive method for getting your kids active.

Instead, sign your children up for intramural sports at your local Boys & Girls Club or YMCA. Find introductory classes for music, language, or individual sports like ice skating at local recreation centers. While none of these options will be free, they’ll be a great deal less expensive than the private options.

4. Have Your Children Help Pay
It’s a good life lesson for kids to understand how much their favorite activities cost. Even if you don’t have your children chip in some allowance money to purchase equipment, you can spend some time talking about what trade-offs you have to make in order to pay for their karate lessons.

The Bottom Line

Extracurricular activities can be expensive, but they don’t have to break the bank. The trick is to be proactive in your extracurricular budget and your choice of activities.

What extracurricular activities does your child participate in? How have you made it affordable?

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{ read the comments below or add one }

  • Jane Savers says:

    The money was always a challenge but the time involved used to wear me out.

    I know I am not the only parent who ever secretly hoped their child’s team would lose a game in a tournament so that we could go home early.

  • KM says:

    My son is not old enough for these things yet, but I have definitely thought about it for the future. My plan is to expose him to a lot difference activities and try out a bunch of new things (intro classes, for example), then just go to the activities he enjoys more often…in a gradual flow, not an intro extravaganza followed by judgement day to pick a favorite, of course. I think I missed out on many things because my parents never pushed me to do anything – I always had to initiate everything, and I didn’t always know what else was out there. So I would like to expose my son to what is available and maybe we will find something he can enjoy for a lifetime.

  • Emily says:

    I hear parents talk about the high-cost of their kids activities more than anything else. Thanks for the post!

  • Diane says:

    Sometimes the kids interest and talent will take you by surprise. We didn’t realize where our daughter’s talents were. I would recommend that once you get involved and realize that this is going to become your “after school family,” check out if they have a Booster Club. BC’s are great at fundraising and providing connections and opportunities to raise $$ for your individual accounts. Our “family vacations” are actually the national competitions. But honestly, I wouldn’t have it any other way 🙂
    Thanks for writing this great post! You just gave me inspiration for my own 🙂

  • Summer says:

    LOL, why do you recommend signing your kids up for an ice skating class? If that’s what your kid sets her heart on you had better gear yourself up for spending some serious money or breaking your kid’s heart.

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