Budgeting

One of the things I noticed as I went through two cross-country moves in the space of a year was that downsizing ended up being a big help to my finances. When you have less stuff, there’s less to worry about, and less to take care of. Plus, you don’t need a bigger place to […]

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One of the more interesting trends emerging from COVID is homeschooling. After all, we all got a taste of zoom classrooms and while many people had a hard time dealing with kids at home while trying to get work done, others like not needing to shuttle the kids around town multiple times a day. With […]

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Without my freelance income, I make what would be considered a “living wage” at my day job. This amount seems very low to me though. Some weeks, the income from my day job doesn’t cover my already bare-bones budget. I’ll admit it: there’s even been a time or two when I’ve thrown a pity party […]

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For the first few years of our marriage, my ex-husband and I lived paycheck to paycheck. I barely made over minimum wage, and although he made significantly more than I did, it still wasn’t a lot. We had a mortgage payment, as well as a stack of credit card debt accumulated from my ex being […]

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Many of us weren’t born frugal. We had to convert to frugality so we could survive financially. And it’s hard, I know. I’m one of those people. I used to come and go as I pleased. Bought what I wanted. Ate out as often as I cared to. As a result, I ended up with […]

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Teaching kids about money is one of the most difficult tasks we’re faced with when parenting. It’s a challenge to raise kids who are financially aware, and who will hopefully make better decisions than we do. Often that’s because we spend our time telling our children how they should do things, rather than letting them […]

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