What truly constitutes an emergency? Many of us tend to justify taking money out of our rainy day fund by calling something an emergency when, really, it’s not a true emergency. As you work on building your emergency fund, take a step back and consider how you will use the money you accumulate. Dr. Stephen Lesavich, the co-author […]
Money Management
Have you ever thought about where your spending habits come from? We all know that some of us have a hard time saving money, while others find it difficult or painful to spend their hard-earned cash. Some of your money management style comes from your upbringing — the lessons your parents taught (or didn’t teach) you […]
Get in your car. Now drive 100 miles southwest from your current location. Get on any road; it doesn’t matter which. Where will you end up? If you don’t have a map, you probably don’t know for sure. You may know the approximate area, but if it wasn’t where you truly needed to go, then […]
Gamification used to rest only on the outskirts of society. It involved people staying up all hours of the night speaking in foreign tongues, living secret lives of mystical time travel, and using weapons of intelligence to reach their destination. Dungeons and Dragons was the ultimate game. Now, gamification is everywhere. Want to shed pounds […]
It’s possible to juggle multiple savings goals at once. You just need a plan.
The beginning of a new year is a time many people use to take a fresh look at their physical health, evaluate how well they kept to their fitness goals last year, and either renew them or take a different approach. The same process should apply to financial health. Looking at the good, bad, and […]