Up until our late 20’s, my husband and I didn’t think much about retirement at all. We were far too busy being 20-somethings – too busy hosting dinner parties with our friends and planning weekend getaways and pool parties. We never looked much further into the future than a month or two, or past whenever […]
Anytime someone hears (or reads!) the word “budget” they usually cringe. Mostly because a budget requires you to stay within a certain spending limit in order to stay on track and reach financial goals. But this can feel very restricting, and often doesn’t line up to your priorities. I’ve never been a big fan of […]
Based on financial reporting, middle-income bracket earners, did not increase their wealth from 2010-2013, while the highest income bracket individuals did. How are people who are already wealthy able to increase their wealth so much more than others in the same economic conditions? There are a number of reasons for this, ranging from tax breaks to […]
The price of gasoline has been on a steady decline lately. In fact, in many parts of the country the price has reached less than $3 a gallon. According to AAA, six months ago the national average for the price of a gallon of gasoline was $3.68. As of December 18, 2014 it was $2.47 — […]
One of the staples of our consumer culture is the “special financing” deals. You make a large purchase that you can’t afford, and the retailer offers you a financing deal. Usually, you pay 0% interest, or “same as cash” for anywhere between three and 12 months. It seems like an easy way to afford something […]
During a recent family outing for dinner (thanks to a free birthday coupon), a man approached us asking us for change so he can get something to eat for the night. I told him I didn’t have any change, but I would buy him a meal at Rubios, since that’s where we were going. Surprisingly, the […]
