When we think of self-improvement, we often think of it as something that costs us money and reduces our financial viability. However, this isn’t necessarily the case. Yes, you can spend money on self-improvement. That doesn’t mean that it’s money poorly spent though. In fact, your efforts for self-improvement can be an investment that pays […]
My most recent spending temptation was an adorable Jack-o-Lantern bowl I saw at Wal-Mart on the Saturday before Halloween. I imagined putting candy in the $2 bowl for our trick-or-treaters, and it would really liven up our Halloween. Theoretically, I was in the store to get a prescription filled, but spending an extra two bucks […]
One of the sources of emergency funding that many of us turn to is the credit card. A credit card is easy to use as an emergency fund since a credit card is accepted almost everywhere (if issued by a major bank, and with a major company logo). It’s very liquid and you can usually […]
No matter where you are in your career, retirement is likely to be on your mind. Since this generation of workers can no longer expect employers to provide a generous pension and health insurance coverage, it can feel like all retirement decisions are up to us as individuals. Add in the fact that there are […]
I noticed my son’s checking account was hovering dangerously close to zero. He has a teen account which means I have access to his information through our bank’s online portal, so I took a peek at what he had been spending his money on. After having a conversation with him to make sure something fraudulent […]
I remember the days when I was a struggling student without much income and without much savings. I also had a great deal of debt. If a $500 car repair came up, I had to ask my parents to lend me the money. Now, things are a little more different. I’m more fortunate in that […]
