I noticed my son’s checking account was hovering dangerously close to zero. He has a teen account which means I have access to his information through our bank’s online portal, so I took a peek at what he had been spending his money on. After having a conversation with him to make sure something fraudulent […]
I remember the days when I was a struggling student without much income and without much savings. I also had a great deal of debt. If a $500 car repair came up, I had to ask my parents to lend me the money. Now, things are a little more different. I’m more fortunate in that […]
Most people who end up in debt get there for different reasons. However, once you decide that you are tired of the bondage and uncertainty that comes with owing others money, it’s time to make a debt reduction plan that works for you. As you decide how to proceed, here are some tips to keep […]
College has become something of a Catch-22 for students. It’s impossible to secure even a mediocre job without a college degree, but the constantly spiraling costs of education make it nearly impossible to pay for that necessary degree. For parents of students, it can be tempting to try to help out – by cosigning a […]
Even though my wife and I otherwise fall into fairly traditional roles when it comes to our finances – I’m the breadwinner while she mainly takes care of our family’s daily needs – we always had separate checking accounts. What we do is that I send her a fixed amount at the beginning of each […]
If you’re smart with how you allocate a windfall, even a modest sum can really help you to get and keep your finances on track.
