September marks the start of school for most kids around the country. This month is also the unofficial start of the fall wedding season for adults. That’s why we need to talk about it today because if you’ve ever hosted a wedding of your own or even attended a wedding, you definitely know how much it can potentially cost. From venues to flowers to photography, the expenses add up quickly. And considering that it’s only one day of your life, the cost of a wedding can be very daunting.

Luckily, eloping isn’t the only solution to the problem. While weddings can get really expensive, there are ways to cut back without sacrificing the experience for you or your guests. Being strategic about how you stick to your budget can significantly impact your costs in a good way. Here are 11 tips to help you save on your wedding day:
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At a national average of $479 a month, car payments can take a big chunk out of the monthly budget. Even if you avoid car loans, the high cost of a vehicle can delay other savings goals. Either way, it’s rewarding when a vehicle costs nothing more than fuel and routine maintenance. In fact, it’s such a rewarding feeling that you might miss important signs it’s time to start car shopping again.

Being frugal is a great quality when it comes to vehicle purchases – while the average consumer purchases a new one every 3 to 5 years, today’s vehicles are designed to last 10 or more. Still, it’s possible to be too frugal and end up costing yourself more money in the long run. If you have any doubts about whether it’s time to buy a newer vehicle, consider these four signs.

1. Your Vehicle’s Safety is Questionable

Aesthetic qualities and luxury features are one thing, but safety is quite another. If there’s any question whether your vehicle can get you safely from Point A to Point B, it’s time to consider an upgrade. Here are a few examples of what might constitute a safety concern:

  • Your vehicle sometimes has mobility problems. If this happens on the road, it could cause an accident.
  • Your vehicle lacks important safety features. Newer vehicles are equipped with advanced safety features, but we’re talking about the basics — seatbelts, curtain air bags, traction control, etc.
  • Your vehicle has been in an accident or has extensive rust that could compromise is structural integrity. The appearance of rust might not bother you, but the damage it does to internal parts could.

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Planning for the future is difficult. Just figuring out where you’ll be a year from now is hard, let alone five or ten years from now. This doesn’t mean you don’t try though. As you’ve heard over and over again, the earlier you start preparing financially for the future, the better off you will be. But how exactly do you prepare for your financial future when you can barely get a grasp on your financial present?

It’s definitely not an easy task and most likely something you’ll be working on for the majority of your life. The good news is that there are steps you can take now to help set yourself up for a better tomorrow. Let’s take a look at how you can build a better financial future:
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As our anniversary date approached this year, my husband and I started discussing ways to celebrate. Our initial idea would cost several hundred dollars before even getting to what we’d likely spend on meals, souvenirs, and miscellaneous expenses. Although we had some savings set aside, we decided we didn’t feel comfortable spending that much on something non-essential right now. To keep on track with our financial goals, we came up with a day trip that will only cost us fuel, a few meals, and a few minor admission fees. Will it be just as fun as our first plan? I expect so!

We want special occasions to be, well, special. Sometimes that means spending a little extra money than we would normally, but it not always necessarily either. If you’re on a tight budget right now or just feel like hoarding your savings for other goals, here are a few tips for planning an affordable but memorable getaway.
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Trying to trim expenses can seem like a never ending task, as new expenses always pop out of nowhere. With already tight budgets, the task of reducing spending can seem impossible. You’ve already cut out your morning latte and canceled your gym membership – what more can you do?

Lowering your expenses is definitely a daunting task. While you’ll have to make sacrifices and get a little creative, it definitely can be done without cramping your lifestyle too dramatically. Here are five of my favorites ways to easily lower your spending.
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