There’s been a flood of technological advancements in the last few decades, many of which have dramatically streamlined processes in our everyday lives. These innovations have led to more efficiency in many sectors, including business and manufacturing.
As a result, some outdated systems, equipment, and job titles are quickly becoming obsolete. Businesses or even entire fields have gone under, a mass of unemployed workers in their wake.
We’ve seen this happen most clearly in manufacturing. Robotics and automation have increased production efficiency and eliminated the need to employ as many workers, forcing many people to seek entirely new careers later in life. [ continue reading... ]
I don’t like to stick my nose in other people’s business, so I’ve gone back and forth on whether I should even write this to you. But I know I’ll regret it if I don’t say anything — so here goes.
In the next 30 days or so, you’ll be bombarded with many seemingly wonderful ideas on how best to part ways with your hard-earned cash. A new TV, perhaps, a gorgeous handbag, or your dream pair of shoes — sold at a deep discount, no doubt.
But while these beautifully-designed products will give you a temporary high, the joy of ownership will fall by the wayside soon enough, just like everything else you’ve ever purchased. [ continue reading... ]
I can’t remember the last time I went shopping on Black Friday. Yet, somehow I always manage to find good deals on quality gifts.
While I do think there are some good deals to be had on Black Friday, I also think it’s overrated. Plus, shopping on Black Friday can lead to a lot of overspending. It’s hard to maintain self-control when your mind is telling you that everything really is a good deal – even when it’s not.
If you’d rather skip the madness of Black Friday, there’s good news: you can still find those bargain gifts. Here’s how. [ continue reading... ]
Your credit score is an important piece of your financial puzzle. Using your credit score, lenders and other financial services providers make decisions about you — from whether to lend you money to what sort of interest rate you’ll get. A low credit score might even cause you to pay a higher security deposit to your landlord or a higher premium to your auto insurer.
While there’s a lot included in your credit score, there are some things you probably think have an effect on it that don’t.
Here are five things that aren’t included in your credit score: [ continue reading... ]
2013 is coming to a close faster than you wanted it to (just like last year!).
You haven’t paid off your Visa like you planned. And your MasterCard limit had to be raised. It wasn’t your fault that your son broke his arm and blasted your plans. You worked as hard as you could, and did your best with what you had.
Or did you? [ continue reading... ]
We’re down to the last few pages of the year, and almost everyone agrees: they’re the most fun. Between trick-or-treating and “3…2…1! Happy New Year!” we bounce from party to event to family gathering and back again. But while these months are the year’s most festive, they can also be the most sneakily expensive.
Here are three ways to combat the leaks the season can poke in your wallet.
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