jogging for exercise
Years ago, I had an elderly patient I loved to visit. She had a huge personality, a quick mind (and tongue), and a sense of humor that would leave you gasping for air. She was just one of those people that others loved to spend time with. She also had the worst case of diabetes I’d ever encountered. She was taking huge doses of four types of insulin and needed to check her blood sugar six times a day. During one visit, I made a call to her doctor to discuss her steadily rising blood sugars. “I can’t put her on anything else,“ he said. “She’s going to have to exercise to help bring it down.” Well, for most folks, a little exercise wasn’t such a big deal. But for this gal, even getting to the bathroom was a chore. She was blind, severely obese, and had difficulty breathing to boot.

I broke the news to her, and told her we’d do it together. We started small, mostly because we had to. We started with taking three steps every time I came to see her. We ventured outside on nice days to pull weeds out of her flowerbeds for 10 minutes. She did the pots; I did the beds. It wasn’t much, but we keep at it everyday.
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dorm room
School is back in session, and it can be easy to overlook college students settling in to dorms for the year. With all of the college rules and fine print, it can be hard to make campus housing into something more personable and comfortable. These creative ideas will help you make your space more personable without spending a lot of money or breaking the rules. Not a college dorm student? No worries – these tips work for apartments too!

It’s All About Lighting

Rooms can instantly look cozier with the right lighting. Students can find stringed Christmas lights in their parent’s garage or from a thrift store. Hang them as is or transform them into a cute garland with DIY tutorials.

Even just relying on stylish lamps for lighting can make a difference. Don’t forget to use LED-battery operated candles in cute containers to make your space feel more comfortable.
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locationA lot of the time we get sucked into thinking that moving to a bigger city can help with finances because you can find a higher-paying job. Unfortunately, that higher-paying job often comes with a higher cost of living.

I read a story recently on CNBC about cities in the United States where a $50,000 salary could go a long way. It got me thinking again about cost of living, location, and finances.

Where You Live Matters to Your Money

Deciding where to live is a big choice, but it’s about more than just your income. It’s also important to consider how much something will cost. I moved to Idaho for a very simple reason: my income could go much further in a small town of 50,000 people than it could go in Philadelphia. The difference is stark.
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project race car
For my twelfth birthday, my parents gave me a DVD of The Fast and the Furious. It was unlike anything I’d ever seen. I remember watching it over and over again, pausing to get a better look at the cool cars. The car that held my attention was Paul Walker’s Mitsubishi Eclipse.

Once I turned 16, I bought one.

One reason the 2nd generation Eclipse is such an alluring car is because of its performance capabilities. The turbo models come with 210 horsepower from the factory, which is nice but it’s capable of 1,000+ horsepower. The idea that you can buy something and figure out how to unlock its full potential is a gearhead’s dream come true. It’s a gift the Car God’s left for us to unwrap.

Still, modifying cars is expensive. The most obvious cost is the price of all the go-fast parts: intake, exhaust, suspension, dataloggers, clutches, built transmissions, built engines, turbos, superchargers, nitrous oxide, I could keep going.
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The air is getting crisper every morning, the leaves are starting to change color and drop, and the Pumpkin Spice Lattes (PSLs) are back at Starbucks. It means fall has arrived. I know some people are boycotting anything pumpkin spice related until the official beginning of fall (September 22), but that doesn’t mean you can’t get an early start to slashing the upcoming “w” word’s energy bills. Here are some simple things you can do now that will pay off big-time in the colder days to come (you can even sip your PSL while you read this… I won’t judge!).

Clean, Service or Upgrade Your Heating System

One of the simplest and cheapest things you can do to maximize your furnace’s efficiency is to replace the air filter – now, and then every 30 to 45 days. Make it easy for yourself by setting mobile calendar reminders. If it hasn’t been serviced by a professional in a few years, that’s also a good idea too. Just like other pieces of equipment, heating systems need a ‘tune up’ every now and then. Finally, if you’re due for a new furnace, take advantage of federal tax credits (up to $500) by purchasing one that meets the Department of Energy’s efficiency standards. Upgrade to solar, wind, geothermal or fuel-cell technology, and you’ll be reimbursed 30 percent of the cost, including installation (you’ll need to fill out Form 5695 when the time comes).
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getting married
If you’re a romantic at heart, if you believe that choosing a life partner isn’t something you think about and plan for but something that just happens, if you believe in “love at first sight” and in “happily ever after,” then I suspect you will strongly object to this article.

I am going to argue here that when choosing a life partner, you should make sure their financial behavior is acceptable and that their financial belief system is compatible with yours. If you identify issues, you should address them prior to committing, and if you realize that the gap between your belief systems cannot be bridged, you should consider letting go of the relationship.

The Importance of Compatibility

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