I love your blog and I’d just like to share with you that my husband and I just retired. 30 years ago when we were in our 20s, we bought our first house and made it (our) number one priority to pay off our mortgage. 10 years later, with one more mortgage payment to go, we refinanced and bought a vacation home. We paid that off a few years later, and have owned the house free and clear ever since.
My husband and I only make around the median income, but ever since then we started living off one salary and saving the other. There were many times when we wanted to use our money that was saved up but we toughed it out and lived within our means.
Now at the ages of 54 and 52, my husband and I are totally debt free, own our home and a vacation home outright and can retire. We did this because we had our goal of being financially free all along. Without it, we would never be able to keep ourselves from taping into our savings when times got tough. We are so happy now that we have reached our goal that I want to share this with everyone. I hope that can help.
The good news is that you can always improve your financial situation and it’s never too late to get started. With some adjustments, you can reduce your debt, appreciate the simplicity of frugal living and create a retirement plan for a better future.
Financial freedom is possible, and we are here to help you get there.
Have a prosperous year!