“If I only had more money… I’d be happier.” “I wouldn’t be in such a bind.” “I could buy all the things my heart desired.”
And the list goes on.
It’s true: money can wash away your financial woes if used properly, but there are a number of other issues it simply can’t solve.
What Money Can’t Solve
1. Poor spending habits
It’s not how much you make, but how you spend it.
A hard week at work or unexpected promotion may call for a reward — but is it within reason, or are you relying on credit cards to support your excessive spending habit?
Contrary to popular belief, if you don’t take care of your money, it won’t take care of you. Just think of a luxury car: it glistens on the roadway, but what happens after years of neglect? It loses its value and visual appeal.
My advice: start living within your means and being disciplined with your spending. Your wallet will thank you.
2. Poor physical and spiritual wellness
If you’re empty inside, all the money in the world can’t fill those voids. Don’t believe me? Think of all the wealthy individuals who seemed to have the perfect life, but resorted to drug-use or even worse, suicide. I’m almost certain money wasn’t the issue; it was the depression beneath the surface that drove them over the edge. And not even a luxurious vacation, multi-million dollar mansion, or brand new yacht could ease the pain.
You must take action to become physically and spiritually well, because no one else can do it for you.
3. Marital issues
Even if your spouse is attracted to the material things you can purchase for them, underlying issues may still exist. (And you should start to wonder if the bond is genuine if shopping sprees are the highlight of your union).
Most discord in a marriage stems from issues way deeper than money, so showering the love of your life with presents each time a verbal disagreement erupts won’t permanently ease all the pain and heartache they’ve endured. Open communication and compromise will.
4. Dysfunctional relationships
It’s no secret: wealthy people are often the center of attention among those of a lower social status. But if the money were gone today, how many of their so-called “friends” would remain in their corner? Not many, because the relationships would no longer be beneficial to the social climbers.
Bottom line: money can buy a lot of things, but it can’t buy happiness and genuine relationships.
Can you think of any other problems money can’t solve?