From the monthly archives:

January 2010

When you finally make the decision to move, the process can seem overwhelming. Packing up an entire household with furniture, clothes, toys and everything that goes with it is daunting, but turning the job over to the professionals is painfully expensive. There are some relatively simple ways to cut costs and still get the job [...]

This has nothing to do with personal finance, but the Toyota recall is too scary and knowing how to save your life in the rare case that your gas pedal is stuck is too important to just ignore. If you ever get into a situation where your gas pedal is stuck, you need to know [...]

Jumping on the “information anywhere” bandwagon, Citibank developed an iPhone app that lets customers check their credit card balances anytime. Apart from having it available for free, I like the fact that I can: Check my account balance anywhere, meaning that I can still see if I’m overspending while waiting in line to pay for [...]

…I’m in the position to pay the house we want in full using the cash reserves my wife and I saved up. Do you think I should get a mortgage anyway and put money to work by investing or do you think it’s better to skip the whole mortgage process? Do you think you can [...]

What’s the difference between these two household expenses?

The new federal budget for 2011 is now released, and with the proposed deficit of $1.267 trillion dollars, seeing the actual breakdown was actually pretty eye opening.

Today’s is my 30th birthday, and there are no gifts allowed. I used to love January, because that’s when many people ask me about gift ideas. But this is changing. Starting this year, thank you so much for the offer but no more gifts. If you insist, let’s go out and celebrate together. Experience and [...]

You know that investing is necessary if you want to efficiently grow your wealth, but the recent stock market volatility caused you to be wary of investing. However, it is folly to avoid investing altogether, and even though you might be concerned about it. Look. There is no way to completely protect yourself from the [...]

This Make No Sense, But It Does Make Cents. At the heart of our financial issues are the numbers. Whether it’s investing or savings or retirement accounts, there are usually mathematical formulas that we should understand. I consider myself a logical person, and many of these principles come natural to me. However, I’m finally starting [...]

Sooner or later, even if you start out with hand me downs from your family, you are going to want to buy some of your own furniture. The first thing you must do when saving money on furniture is to determine what you actually need. There is no need to buy a sofa if a [...]