From the monthly archives:

December 2009

Hindsight is 20… Okay, we know that saying so let’s skip the crap. Today is the last day of the year decade. Is there anything you wish you did this decade that you didn’t? If you could turn back time, how will your goals be different? I read somewhere before that most of us overestimate [...]

Meet Mr Hiroshi, who makes $600k a year and is much farther from financial freedom than you and me. Mr Hiroshi lives in Tokyo, and is currently married with two kids. When Lehman failed, he was one of the the employees who lost his job. He made $600k a year, but with Lehman stock being [...]

This time of year, it is common to receive a rather friendly suggestion that you can skip a debt payment. Some lenders will let you do this just for the month of December (“use the money to ease your holiday budget crunch”), and others will let you skip payments in January as well (“start your [...]

If you don’t buy it now, the price will go up. Sales people love limited time offers, because there aren’t many ways to get a customer to make a purchase faster than telling them that the price will be higher if they buy later. But for a customer, is it worth it to say yes?

In an age where every airline is cutting back and cutting corners, is it still possible to save money on airfare? The answer is a resounding YES! It just depends on your ability to plan ahead, follow a few basic rules, and show some flexibility. When you travel for business, it is much more difficult [...]

Hello Readers, Not everybody celebrates Christmas, but everyone should join in the holiday spirit and enjoy the time off, the holiday decorations and the general happy mood that surrounds us this time of the year. May Santa be generous to you and your family. Have a very Merry Christmas! Regards, David (MoneyNing)

The better your life is, the harder you try to protect it. Success comes at a cost, but no one really thinks about it beforehand. Many would consider this a high quality problem, but fame and success may not be all it’s cracked up to be. Think back to the days when you were a [...]

The global recession we are going through affected many people. In fact, it is stated as one of the worst recessions to hit the world since the Great Depression. Now I’m not sure about you, but I definitely don’t want to witness, let alone be a part of the next great depression. What’s done is [...]

It’s the end of another year, and it’s time to start planning if you are bound and determined to be more financially organized next year. Decide now what you want to do to start getting on top of your finances in the new year. To help you make a financial lifestyle change, here are 5 [...]

“Perhaps you guys are a little too thrifty. I think you should enjoy a little since you can afford it.”, or so he says. Sometimes, the obstacle blocking the road to financial freedom isn’t us, but the closest people around us. Although they have the best intentions, a comment like the one above puts, at [...]