I have a confession to make. The day before I wrote my last post titled, 5 Undeniable Benefits to Living in a Small Home, my husband and I were talking about buying a larger home and a larger car.

We flirted with the notion of how nice it would be to have some extra rooms in our home, a bigger yard, and a car with third-row seating (such are the romantic conversations you have once you have kids, right?).

The truth is that those things would stress our budget, and truthfully, we do not even need those things. We’re simply suffering from not being content with what we have, and falling into the trap of consumerism.

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Moving from a rural, small-town area to a decent-sized city near a major metropolis will definitely mean a higher cost of living — especially when it comes to your rent or mortgage payment. What I’ve discovered, however, is that it doesn’t necessarily require a higher cost of living across the board. 

If you know how to budget and shop smart, you won’t have to spend that much more than you did before. While saving money might take a little more focus than it did before, it’s still highly achievable.

Here are three tips for saving money on consumables when moving to a large city.

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Earlier this year, my husband and I noticed that our nearly twelve-year-old greyhound was limping. Obie is a retired racer, and suffered a broken leg back in his racing days, so we’re used to seeing a slight shuffle to his gait. But this limp was worrisome, particularly since we know that greyhounds are prone to bone cancer.

We took Obie to the vet, who thankfully, assured us that his limp was nothing to worry about — but the scare did get me wondering about pet insurance. Considering our dog’s age, we’re probably going to see some expensive vet bills over the next couple of years.

If you have an older dog or cat, you may be thinking about pet insurance, too. Here’s what you need to know about pet health insurance, and whether your four-legged friends will need coverage.

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Once upon a time, there was a world where the term robo-advisor didn’t even exist. Now everywhere you turn, there’s a new batch of robo-advisors popping up, eagerly hoping to help you manage your money.

What are robo-advisors? They’re online investment services that use computer software to manage your portfolio. Robo-advisors offer low fees, promise high returns, and require minimal effort.

Long gone are the days of figuring out how to invest on your own or having to pony up for a high-priced financial investment advisor.  Robo-advisors are shaking up financial services in ways we couldn’t imagine.

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When it’s time to get serious about our finances, and put together a goal of reaching financial freedom, many of us want to start with the plan or the budget. We begin figuring out income and expenses, and creating a strategy for paying down debt, or figuring out how much needs to be invested in order to reach retirement goals.

While these are important aspects of financial planning, and getting on top of your money situation, the reality is that putting together a plan isn’t your first step. Your first step should be figuring out what matters to you.

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As a woman, you definitely understand what I mean when I say that beauty doesn’t come cheap. From makeup to manicures to haircuts, maintaining your appearance can really put a dent in your budget.

In a 2013 report, it was found that a woman will spend approximately $15,000 on beauty products in her lifetime. That’s a staggering number considering beauty products and services aren’t something we necessarily need to survive (although I might disagree).

Even so, beauty is fun! Plus, it’s hard not to splurge on it every now and then. If you’re on a tight budget, here are five beauty tips to help you stay beautiful without breaking the bank.

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