Starting next month, the plan to allocate my income will drastically change. Trying to land a loan has been an unnecessarily cumbersome process, but now that we are through jumping over all the hurdles, I can concentrate on figuring out how I will continue to allocate my income to build wealth. For a while now, […]
While reviewing Sallie Mae Bank’s online savings account, I realized how little the actual company behind the web interface mattered to me. I know, I know, the importance of choosing the place to store the majority of my liquid savings is critical. But when every company’s offering is just done through “software”, which for the […]
I knew baby Sara was smart, but when she started teaching me personal finance concepts… Many of the kids and money articles discuss how we can teach our children money matters, but let’s turn the table this time. Since baby Sara’s birth a week ago, she already reminded me of many principles that you and […]
The honest advice is difficult to hear, but it’s almost always the most useful. For years, I was always a little too blunt. My mom told me that my brutal honesty affected my personal and professional relationships. It is a character flaw, and one that I’m still working on. It’s not that the advice is […]
Many people have a plan to deal with accidents, but where they fail is in actually testing them to see how well they work. If you built up an emergency fund, that’s great. But, do you actually go through the process of simulating an emergency so you know what to expect when you actually need […]
Even though we like to think of the holidays as a time of fun and family, the truth is that there is also a great deal of stress attached to this time of the year. From entertaining to buying gifts to travel, the stresses on your budget can cause anxiety and worry during a time […]
