I will be honest because personal finance must involve an honest conversation. Though some personal finance sites might compare needing a budget to needing air or food, I don’t plan to be that melodramatic. I will, however, emphasize that I think budgets are essential to maintaining financial order in your life. A budget can be […]
For all the self-proclaimed frugalistas out there, saving more is the name of the game. The more money you save, the better. A frugal lifestyle is centered on the fact that you should spend less, but is that always the right thing to do? Not necessarily. It’s worth the money to spend a little more […]
I absolutely love the library, and I am continually surprised that more people don’t take advantage of their local library. It’s really more than a place for checking out books! Here are the top benefits you can get from your local library – all for free. 1. Family/Kid Activities The children’s librarian at my local […]
Raised by an extremely frugal parent, I now enjoy freedoms like turning fans on full power when I want to (seriously, how much electricity does that really waste?) and not saving things that are clearly junk but might be able to be fixed or re-purposed in some way. Still, some of that extreme frugality my […]
One of the scariest financial situations to be in is living paycheck to paycheck. Unfortunately, too many people are in this predicament. According to a study done by LendingClub and PYMNTS.com, 64% of Americans live from paycheck to paycheck. What’s even more surprising is that almost half of Americans who earn more than $100,000 live […]
One of the things I noticed as I went through two cross-country moves in the space of a year was that downsizing ended up being a big help to my finances. When you have less stuff, there’s less to worry about, and less to take care of. Plus, you don’t need a bigger place to […]
