As a college student, my unsubsidized federal loans are definitely weighing on my mind. I’m not required to pay the loans yet, but the time is coming when I will be. At least paying the accrued interest saves me money in the long run. My goal is to pay as I go, but either way, student loans […]
Two years ago, my husband and I had to purchase the trifecta; a new refrigerator, washer, and dryer. Now, we are in the market for a new dishwasher, and I’m amazed at the cost of new appliances. As we were skimming through the refrigerator section recently, it was hard to find a fridge that was not […]
The start of a new year is a perfect time to get your financial life in order, and commit to saving more and spending less. In order to do that though, a budget (or what I like to call a spending plan) will map out your expenses and help plan for your goals. But I’ve found that sometimes […]
In an attempt to make college (which is an essential step for most young adults entering the career field) more affordable for everyone, President Obama recently announced his proposal of joint federal and state-funded community college tuition. While the details are still under wraps, the program is loosely based on a current program in Tennessee that […]
Anytime someone hears (or reads!) the word “budget” they usually cringe. Mostly because a budget requires you to stay within a certain spending limit in order to stay on track and reach financial goals. But this can feel very restricting, and often doesn’t line up to your priorities. I’ve never been a big fan of […]
Based on financial reporting, middle-income bracket earners, did not increase their wealth from 2010-2013, while the highest income bracket individuals did. How are people who are already wealthy able to increase their wealth so much more than others in the same economic conditions? There are a number of reasons for this, ranging from tax breaks to […]
