As the year comes to a close, many of us are looking ahead and mapping out our goals for the New Year, resolving to make it even better than the last. Throngs of us are making lists and goals, both professional and personal, in order to improve our lives. Everyone wants to lose those last five pounds, improve their relationships, […]
With the holidays quickly approaching we all have spending on our minds. Then when January rolls around, we calculate the aftermath of our spending habits and create New Year’s Resolutions to get out of debt and build an emergency fund. But I have a better solution! Let’s not fall into this same habit this year. The holidays […]
When I landed the first gig of my accounting career, I was beyond excited. I would finally have a decent income; I could breathe again. But after crunching a few numbers, it was obvious that debt would quickly gobble up any of the extra funds I’d planned to use to live a little. My only […]
Debt is a bad word in financial circles: People are constantly talking about eliminating it, tackling it, consolidating it, and avoiding it. While I can’t argue the wisdom of these aggressive (or evasive) actions toward debt, there are times when debt isn’t a bad thing. Personally, I’ve been debt-free a few times in the past, […]
Even though the recession has technically been over for a few years, the reality for many Americans is that it’s still hard to pay their bills, including their mortgages. While the number of home loans in distress has fallen in recent years, there are still a number of homes on the brink of foreclosure. Perhaps […]
No matter how fiscally responsible you are, or how much you have in savings, there will be times when life throws you a curve ball you’re not ready to catch. For instance, what would you do if your spouse suddenly became unable to work, or you were laid off? Many of us have set up […]
