One of the reasons that many prefer to use credit cards is due to the fact that they can be taken almost anywhere in the world. Plus, there are a number of fraud protections that come with credit cards. From earning rewards, to peace of mind, credit cards can offer a great way to pay […]
Credit
Waiting on the phone anxiously to see if you’re going to be approved for that mortgage for your first home, you start to sweat when it takes forever for the mortgage specialist to let you know what he finds out. He starts talking in a monotone and without excitement, and you can’t help but read […]
Cash back credit cards are cards that give you a portion of the money you spend on the card back in cash. This cash back may come at the end of each statement or it may come in the form of a check, depending on the terms of the card. The percentage of cash back […]
Repairing your credit after a bad financial spell can be a difficult and tedious process. The steps are long and confusing and facing your financial failures and foibles intensely for a long period of time leaves you overwhelmed and blue. If part of your New Year’s Resolution is getting your credit score back in the healthy range, […]
After awhile, it starts to seem obvious that you won’t be using a particular item anymore. From outdated gadgets to seldom played musical instruments to old furniture, there are trade-in programs that will provide you with credit toward a future purchase, allowing you to save a little bit of money by cashing in. In some […]
Not too long ago, Fed Chair Ben Bernanke said that he expects a policy of low interest rates to persist. As a result, it looks like savers won’t get a break for a while. Making the most of your cash continues to be difficult with even high yield savings accounts offering a yield of right […]