We all know that our credit score is very important when it comes to our financial health. When you’re applying for a loan, your credit score can be the deciding factor in not just getting the funding or not, but the number also dictates how much interest you ultimately have to pay. Yet, many people […]
When it comes to your finances, your credit score can be a big deal. A good credit score can mean big savings (or costs) if you take out a loan. Good credit can also mean lower costs when you get car insurance in some states. If you have good credit, you’ve worked hard to manage […]
My wife and I racked up over $109,000 of credit card debt during the first thirteen years of marriage. I place much of the blame for that on myself, as I hid the totality of our debt from her. After she had gone to bed, I spent nights applying for credit cards with low promotional […]
Need good credit? Consider your non-credit accounts as they can ultimately affect your credit score.
Millions of people fall victim to identity theft each year. The number seems to be decreasing the past couple of years, but even one is too many in my opinion. To prevent the possible emotional and financial stress of having your identity stolen, just praying that the government and credit report agencies will further improve […]
Are you smart about smartphone financial security? If not, following these tips is a good place to start.
