“It’s amazing that parents get angry with their teens and adult children for not using a credit card wisely, but those same parents have invested nothing into helping their child understand anything about personal finance,” says Eva Baker, the founder of the blog TeensGotCents. Baker is well-versed in the importance of teaching kids about money […]
Credit repair services and credit monitoring services often make it a point to dispute negative items on your credit report. This is because negative information about your payment history, and inaccurate information about your credit habits, can damage your credit score. When you dispute these negative items, the creditor that reported them has 30 days […]
Earlier this year, my husband received an unusual letter from his credit card company. He had not used his card in two years, and the bank alerted him that he had two months to make a purchase on the card, or else it would be cancelled. This particular card, which he’s carried for over 15 years, […]
Your credit card getting in the wrong hands can spell big trouble. When your card is stolen, a complete stranger essentially has the power to put you in financial ruin with a few swipes of the card. It’s a very scary situation to be in but one that is all too common. I was the […]
How well do you know your own finances? If you want your financial machine to run as efficiently as possible, there are some critical pieces of information you absolutely must know. Without that knowledge you run the risk of overspending, your investments can’t possibly be working for you as hard as they should be, and […]
You want to protect your children from all that you can as a parent – kidnapping, bullies, diseases, and even hurt feelings. However, you might not be aware of the risk of child identity theft. Children are a target for identity theft because they have a clean slate. Plus, it can take years before the […]
