All you seasoned parents know that babies are quite expensive. Adding a new member to the family means additional furniture, food, clothes, and insurance costs (and a whole lot more!). But what we often fail to compute is the cost of little extras that come about simply because we’re stressed, ill-prepared, or in a rush. Here […]
Holiday shopping season is already under way, as stores attempt to draw in consumers preparing for the gift giving that comes with this time of year. The National Retail Federation thinks that holiday sales will rise by 4.1% in 2012. Even though that’s a slower pace than last year, retailers are still looking forward to […]
We all have little habits that tend to drain our finances. Perhaps it’s soda pop, online games, cigarettes, beer, magazine subscriptions, gambling, wine, or movies. No matter what your poison, if it costs you time or money, it’s worthy of a close examination. Health and moral concerns aside, the wise consumer will examine his or […]
Being an economics major, I was well-prepared to handle my own finances. But budgeting wasn’t a walk in the part for me either, as I had to experiment before I found the right system. Don’t wait to experiment. Start tracking your dollars now. I didn’t have a lot to manage when I first started counting […]
Now might be just the right time to refinance your mortgage. Even if you already have a low interest rate mortgage, you could still benefit, thanks to the record-low rates that are present right now. Indeed, even someone with a 5% interest rate on a mortgage could save money, since rates on 30-year fixed mortgages […]
Balancing your home budget has never been easier or more enjoyable with the widespread advent of feature-packed iPad and iPhone apps. If you one of these slick devices, check out these four iPad and iPhone apps for financial management that rose to the top of the charts. 1. Home Budget with Sync- free/$4.99 Home Budget […]
