My husband recently got an infuriating letter from his employer-sponsored health insurer, which covers our whole family. The insurance is conducting a dependent eligibility audit. All employees who have dependents covered by the plan must prove that the dependents really qualify. Other than the irritation of having to track down and photocopy our marriage license, […]
I love a good deal. Before making any purchase, I always look for ways I can save money. The issue? I’m not a huge coupon clipper and I don’t enjoy going out of my way to save money. I’d much rather spend my time making money than spending my time saving a few cents. Can you […]
It’s easy to get caught up in the idea that credit cards are evil. However, the reality is that, just like anything else, they can be a financial tool. It’s just all about your perspective and how you use them. Mike Scanlin, the CEO of Born to Sell, points out that credit cards can be […]
Using a Health Savings Account (HSA) as an investment vehicle can be a great way to prepare for retirement. It requires a high-deductible health insurance plan in order to participate in the HSA, but you can invest the funds however you wish. I decided to switch to a high-deductible plan with an HSA this year, […]
I recently moved from a rural area in Michigan to a suburb of Seattle. The most frequently asked follow-up question, from relatives and family members who didn’t want us to leave, was: “But what about the cost of living? It’s a lot higher there.” I have to admit, this concerned us at first, especially considering […]
Too often, we complacently think that difficult times can’t affect us. We are sure that terrible things won’t happen to us and that they only happen to others. And, for many of us, that ends up being true. However, the case is likely to be different when it comes to the possibility of experiencing a […]
