With a lackluster economy, unemployment rising, and tax revenues plunging, Uncle Sam would love for you to generate more revenue for him. In fact, the IRS with increased funding has more personnel and capital than ever before, and will issue a penalty whenever you fail to file, fail to pay, or forget to file certain tax forms. Penalties are typically assessed by computers, but IRS personnel can add them to your tax bill as well. During these tough times, there are many things you can do to prevent unnecessary penalties. Below, you find the most common penalties imposed by the IRS and ways you can avoid them.
[ continue reading… ]
You can save money on appliances both before and after the purchase. The first thing to do is assess if you really need a new one in the first place. Repairs on machines that are less than five years old are generally worthwhile, so as long as the total cost is less than half the price of a new machine, go ahead and make the repairs. If done properly, the machine should last for several more years.
[ continue reading… ]
What do you think of the iPad?
No other product has even come close to the buzz that iPad generated. We were talking about it amongst friends, family and colleagues; at dinner, home and twitter too.
Yet, many of us are spending our time wondering why anyone on earth will pay for this, while others are scratching their head with its name choice. Still, there are a select few who are very excited about this announcement. These people, who are making millions with the iPhone, told me about some of the apps that they are thinking of developing. I will list 10 of these, which should help get your own creative juices flowing.
[ continue reading… ]
After 10 months, and multiple 5 figures invested with Lending Club, here are more thoughts on this alternative investment.
I’ve been thinking about and gathering notes for this article for a while now. Partly because many of you actually wrote to me with questions after my initial Lending Club review, and also because of the concerns of whether our reviews are even genuine.
The following represent what I think you need to know about Lending Club before you invest with them.
[ continue reading… ]
Identity theft is one of the biggest concerns we have today. When your wallet or purse is stolen, it’s about more than losing the credit card or cash you have; your entire financial well-being is at risk unless you move fast. Here is what you need to do if your wallet or purse is stolen:
[ continue reading… ]
When you finally make the decision to move, the process can seem overwhelming. Packing up an entire household with furniture, clothes, toys and everything that goes with it is daunting, but turning the job over to the professionals is painfully expensive. There are some relatively simple ways to cut costs and still get the job done right, so let me list them out below.
[ continue reading… ]
