Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
Let’s be honest: even those of us who have successfully cleared the junk out of our lives have stuff. It might be easier for someone living out of a backpack to keep track of her stuff, but the fact is that we all have clutter in our lives. And, no matter how much stuff any of us have, it’s a good idea to create an inventory of the various things we own.
Of course, creating an inventory isn’t likely to be a simple matter, unless you actually are living out of the aforementioned backpack. But even just getting a list of the big stuff put together can have value. There are a lot of valuable ways that you can make use of an inventory of your possessions, especially if you set it up so that it’s electronic and accessible even when you aren’t in your home. Here are a few. [ continue reading… ]
April is Financial Literacy Month, and that means it’s a great time to get back to financial basics. You might be surprised, as you look at your financial habits, to find out how many are bad. Sometimes we get too complacent in our finances, and let things slide a little bit. Here are some things to keep in mind as you review your money goals and practices this month: [ continue reading… ]
My oldest son graduating from high school in two years is an event that is hard for me to believe. Becoming the parent of a young adult is not only bittersweet emotionally, it’s also a bit frantic as you scramble to make sure they have all the skills that they’ll need to live independently.
Here are five of the skills and concepts that will help him manage his money wisely that I want to be sure my son masters before he goes off to live in the dorms. [ continue reading… ]
Changing your bank can be a major hassle — something that’s rarely worth doing without a very good reason. There are some people who seem to flit from bank to bank, usually in search of elusive high interest rates on savings accounts. But most of us wind up sticking with our banks indefinitely, and that’s not always a good thing.
There are a few situations when making a change is sensible, if not absolutely necessary. At the most basic, if there’s a problem with your bank that is not handled in a way that is satisfactory, take your business elsewhere. Beyond that, there are a few situations that point to changing banks beyond simple problems. Here are a few to consider: [ continue reading… ]
I used to tell my kids I was too old for concerts, mostly because the idea of shelling out $100 for tickets just didn’t seem reasonable. As the prices of concert tickets kept climbing, there was no way to even consider attending. Finally, a band I really liked came in to town, and it was time to put my frugal foot forward and find a way to attend, cheaply. [ continue reading… ]
How much of your identity is tied to your work? How much of it SHOULD be tied to your work?
I recently watched a movie, The Company Men, and was deeply touched. The movie follows the crumbling lives of three men who, having climbed the corporate ladder for years, “had it all” in terms of material possessions, until sudden downsizing in their company had proved that when everything you “own” is financed by debt, you don’t really own it.
As the main characters get stripped away from their “wealth,” facing the reality of giving up luxury and dealing with the difficulties – and humiliation – of trying to land new jobs, we are reminded of several important things (the following post does contain spoilers, so watch out if you’re still planning to see this movie): [ continue reading… ]
Free signup to get a free ebook on How to Save Money on Everything! Constantly expanding, it will be the biggest money saving ebook available, and it's FREE! →
(I hate spam and promise that your information will never be shared.)
