Summertime is here! And with the warm weather comes fun in the sun and a whole host of new woes that go along with blistering heat and moist humidity. Here are 7 frugal ways to deal with common summertime ailments without breaking the bank.
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All of us feel as though we aren’t in control at times. I know that there have been times when I don’t feel in control of where our money is going. Sometimes, I don’t feel in control of what is happening in my life, or in my work. I feel swept along by events, and unsure of what will happen next. At times like these, it’s tempting to throw my hands up, and abdicate all responsibility for what comes next.
However, this only means that I really won’t be able to control what happens next in my life. There are times when it’s vital that you just seize control, and be ready to take the next step in your life. This means that you need to focus on what you can control, right now.
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An Intro to Passive Income, Popular Ways of Getting It and the Mindset You Need to Start Creating It
Most of us have a job where hard work is expected and necessary. We offer our knowledge and/or labor to the company we work for in order to get recognition, satisfaction and compensation in return. Although this is the way most people make money, the minute we stop working, the income stops.
On the other hand, a popular idea that’s been floating around the internet is passive income. The idea of it is that money is being earned with or without our involvement. Once it’s set up, the recurring income will come continuously.
Anyone can quickly see why this idea is popular. Here are three extremely good advantages:
Provides Freedom [ continue reading… ]
Being on the road for half of the season, I have been in a number of different hotels. From Marriot to Microtel, I have hit just about every chain hotel available. This has led to a number of very unique experiences, and I learned a number of different ways to make my stay enjoyable. There are a couple different things you can do:
How to Pick the Right Hotel
This is something I rarely have the luxury of doing. While our team has a set hotel, you may have the option to pick where you stay. This is advantageous for a number of reasons.
When you can pick your own hotel, you can choose the location. Any given city has a number of different hotel options. If you don’t have a vehicle, choosing a location near restaurants and entertainment spots is important. How will you fill your free time? Don’t just pick your hotel solely based on the nightly rate, as the location is vital whether you are on a business trip or on vacation.
Amenities are another thing to consider in your selection. Does the hotel offer free WiFi? Does it have complimentary breakfast? Certain hotels offer shuttle services for guests, free of charge. Others may charge you a ridiculously high resort and parking fee. These sorts of options should be considered before selecting where you will stay.
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We all have a view of what retirement will look like: long days of fishing or golfing, relaxing on the front porch, enjoying grandchildren, spending time with friends.
Unfortunately, simply being retired does not mean that problems suddenly disappear — least of all money problems. No matter how well you have planned and saved, you could get blind-sided by an unexpected retirement cost. The solution? Leave room in your portfolio for one of these five common retirement pitfalls:
1. A Not-So-Empty Nest. While the economy is certainly recovering, the downturn and resulting high unemployment did make it clear that adult children sometimes have to come home for a while to get back on their feet. For retired parents who are opening their doors to laid-off, unemployed, or otherwise down-and-out grown children, it’s important to make sure that you set clear boundaries regarding the amount of help you can offer. Otherwise, you might find that you’ve got too much retirement left when your money runs out.
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