Investing for the future is important. While retirement may be a long way off, it’s always a good idea to begin saving early. My wife and I are beginning to take steps to invest for our future. We have paid down our student loans significantly and now have more money to put aside for the years ahead. We are considering a few retirement investment options and one of them is a Roth IRA.
Is a Roth IRA right for you?
Many of my bills are automated. Not only is my mortgage automatically withdrawn from my account, but I even have my weekly produce delivery automatically charged to a rewards card — a card that’s automatically paid off with funds from my checking account.
From automatic investing to regularly scheduled transfers to a savings account, my finances move fairly smoothly most of the time. However, automated finances aren’t for everyone. In some cases, they can cause more harm than help. [ continue reading… ]
It’s been three weeks and your cough is still hanging around, but you don’t want to go to the doctor.
How long will you suffer with that stuffy head while wishing you had health insurance?
How often do you avoid going to the doctor because you know you can’t afford it without coverage?
It’s terrifying to know that you must either continue to suffer or fall further into debt.
If you’re one of the nearly 50 million Americans (up from 49 million in 2009) living life without health insurance, then you’ve definitely felt the pain of ever-rising health care costs.
And, worst of all, things don’t seem to be getting better.
Teaching our kids to effectively manage money is essential. Kids with good money management skills grow up to be adults with excellent money management skills, and those adults will be leading our country someday.
Leaving an inheritance for your kids isn’t enough — they must know how to manage the money, or they’ll likely end up wasting everything you worked so hard to save up for them. Teaching kids about money is an intentional process. Unless you make money skills a priority, you aren’t likely to succeed. You need to create a plan for financially educating your children.
Here are 15 things every kid should know about money — hopefully these skills and beliefs will stick with them for life.
My wife and I recently got a new puppy. Her first few days with us were spent in a house full of packed items, and the next few were spent driving across the country to our new home. Now that we’ve settled in, we’re focusing on training and caring for her the best we can.
When you purchase a dog, there are many things to take care of, and along with those things, many costs that are incurred. Among these, providing the right grooming, veterinary care, and food are the most important.
If there’s one thing that many people are learning right now, it’s that you can’t really rely on someone else for job security. Even though the recession has technically been over for a few years, job growth is still slow, and not everyone feels safe in their jobs.
Instead of relying on someone else to ensure that you have the income you need, consider developing income diversity. One way to do this is to start a business.
Think about what you know. There are a number of ways that you can turn what you know into a business. You don’t need your side business to replace your day job immediately, or ever; some just keep their businesses as side ventures to build up their emergency fund or investments. No matter what your main goal is, capitalizing on what you know can be a good way to boost your income and prepare for the future.
Here are three ways to turn your knowledge into a business:
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