Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
One of the great things about technology is that it gives us a world of choices. From finding quick dinner recipes to comparison shopping, the internet is an inexhaustible source of information.
This is also true of banking.
Thanks to technology and the internet, you’re no longer limited to the banking institutions in your geographic area. If you want to change banks, you can.
Digital Money Means More Flexibility
Even though we’ve reached the point where we have the ultimate fiat currency — information stored on computers, chips, and magnetic strips to represent our wealth — we’ve also reached the point where we have more flexibility.
For parents of traditional college students, as well as adult students returning to school, it may seem as though a degree may be out of financial reach. This is especially true if you don’t already happen to have a fat bank account or a well-funded 529 plan.
But there are still ways of paying for college, even if you don’t have money saved:
1. Investigate tuition-payment plans with your university.
College expenses can often seem insurmountable, because they’re all due at once. Traditionally, universities send you a bill for the entire semester’s tuition and room and board at the beginning of that semester — and it’s pay up or get out.
With the popularity of sites like Facebook, Twitter, and Instagram, social media has become an integral part of our daily lives. These sites are a great way for people to connect with others all over the world. Though social media has its downfalls, there are also numerous benefits, with one of the greatest being its ability to save you some cash.
Here are three ways that social media can save you money:
1. Connections
I’m an avid baseball fan, and I recently started playing an online simulation game. I became borderline-obsessed with its functionality and realistic gameplay. After my first day playing the game, I sent a tweet to the company who makes it. They immediately responded, and we began to interact. Eventually, they offered me an early release of the newest game, as long as I wrote a review on one of my blogs. The game retails for $40, so I saved myself money and made an interesting contact.
You never know who you’ll encounter on social media, which is why I love it. Connecting with others can sometimes lead to opportunities, as well as money saved.
Most people want to earn more money — either online, offline, or both.
Some people take up affiliate marketing to help them earn extra cash — yes, some do it the spammy “get nowhere fast way,” but others take it seriously and do it right, opting for the long and hard, but effective road.
Some people try starting a business online, only to find that they didn’t really understand what was involved.
Then, there’s the guy who just wants to get ahead at the office.
All of these people have one thing in common: they need an education.
Where Can They Get Educated?
Sure, they could spend weeks or months reading blogs, sifting through endless web pages on topics they’re interested in — or they could opt for a legitimate education.
Mid-February is generally the time when most New Year’s Resolutions fall apart. You may have started strong in January, but your resolve has probably fizzled by Valentine’s Day. While I don’t know what your specific goals for the new year were, I do know that a majority of New Year’s resolutions have to do with improving physical fitness and losing weight.
If you’re in the get healthier camp, I have a few tips to help you revive your resolutions and set realistic goals — all while saving money.
My wife and I were recently married and are in the process of joining all of our finances. Last week we started our own cell phone plan, and now we’re looking at getting car insurance together. There are a number of factors affecting our decision.
Car insurance providers come in many different shapes and sizes; some offer a more personalized experience, while others offer a large range of options. My wife and I need to take into account our current lifestyle and vehicles in order to find a plan that suits us.
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