Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
Perhaps you’ve heard about the big settlement last year between merchants and credit card issuers regarding interchange fees. Those are the “swipe” fees that merchants have to pay in order to process credit card payments. Not only did this settlement determine that merchants will receive a $7.2 billion payment for past interchange fees and a temporary reduction in those fees, but it was also decided that merchants may now legally add a checkout fee — paid by the customer — to credit card transactions.
Having to pay 1.5% to 4% of each transaction for the convenience of credit could be a tough pill to swallow.
Here’s a breakdown of what you need to know about checkout fees: [ continue reading… ]
The advancement of technology has made many amazing things possible. People across the globe can communicate over the internet without a hitch, allowing news to travel faster than it ever has. Smart phones are a big part of our world becoming “smaller.” They perform numerous tasks, so users can accomplish a great deal with only one device.
Smart phone applications are available in many different categories, with one of the most beneficial being health.
In a number of different ways, these apps strive to improve our well being. Here are some ways that apps can help you live a healthier life: [ continue reading… ]
As much as we’d like to think we can do everything, the reality is that we have strengths and weaknesses. We are, in fact, human.
When starting a business, it’s important to recognize this, and to look for ways to overcome your weaknesses. One way you can improve your business overall is to find a partner to work with you. A good partner can complement your skills and help you grow your business at a faster pace.
It’s been torture seeing Sarah getting the extra pay that you deserve. You can’t help but wonder — a whole lot more than you’d like — what she has that you don’t.
The answer is simple, and it’s something easily attainable.
Sarah has confidence. And, rather than walking around with it stuffed in her pocket, she wears it on her sleeve for everyone to see.
When Sarah sits at her desk, she sits with her arms up, hands clasped behind her head. Every now and then, she may even sit with her feet on her desk.
Maybe you found her behavior distasteful, but Sarah’s confidence was an announcement to your boss that, “Hey, I’m the woman for the job.” Your boss subconsciously absorbed that message.
I’m a firm believer in not paying my kids an allowance. And no, I’m not just a meanie. It’s important to me to make sure that my kids understand the relationship between work and money. I’ll explain my unconventional approach below.
Why I Don’t Pay my Kids an Allowance
1. Picking up toys, clothes, books, and trash that belong to you is not an option in my house. It’s part of keeping clean and healthy. You wouldn’t pay your kids to take a shower, so don’t pay them to pick up after themselves. [ continue reading… ]
My cell phone has recently started to act up. There are a number of things malfunctioning, which is making me think about getting a new one. I’m nearing the end of my two-year contract (under my parent’s plan), so I’ll soon be eligible for an upgrade and a renewed contract. Finding a cell phone that will last me for the duration of the plan is my first priority. My current provider has poor service in my home, so getting a better provider is also a consideration.
When my contract is complete, should I re-sign and get a new phone with my current provider, or should I switch plans and providers completely?
Free signup to get a free ebook on How to Save Money on Everything! Constantly expanding, it will be the biggest money saving ebook available, and it's FREE! →
(I hate spam and promise that your information will never be shared.)
