Couple moving

Last week, I was promoted a level within my organization. As a baseball player, this meant that I had to leave immediately. I was told around 10 pm that I’d be leaving the next morning on a 6 am flight. My wife and I had settled in to our lives in Florida, and now I had to move again. We needed to choose a new place to live, figure out how to get our belongings there, and find someone who could take over our current lease.

Moving Our Lives

My dad happened to be in town when I was promoted, and he kindly offered to drive our new car up the east coast with all of our stuff packed in the back. I couldn’t drive, as I needed to get there as quickly as possible. My dad took only a day and a half to drive up the entire coast, which meant that all of our stuff arrived in our new city quickly. [ continue reading… ]

Researching investments

One of the ways that you can grow wealth over time is to invest. Unfortunately, many Americans don’t understand how to get started.

According to a recent survey from NerdWallet Investing, 81% of Americans don’t know that a brokerage account is needed to invest online. (This doesn’t mean that 81% of Americans aren’t investing at all. For a number of Americans, the investing isn’t really recognized as such, since it’s done through their retirement accounts.)

If you want to invest on your own, however, you need a brokerage account — and the NerdWallet information seems to indicate that a large majority of Americans don’t understand this, or know where to go to open a brokerage account.

This is a shame, as many Americans could improve their financial fortunes if they knew that there were options for them. It’s really not too hard to open a brokerage account; as long as you have identifying information and a bank account for transfers, it’s possible to open a brokerage account and get started. [ continue reading… ]

Working from home

Are you sick of work-from-home scams? Do you really want to earn some extra cash?

People have been trying to work from home for years. Yet with so many online scams, it’s hard to know which are truly legitimate.

There are ads in newspapers and magazines offering you opportunities to make money by forwarding emails. All you have to do is pay $29.99, and you’ll have access to thousands of companies in dire need of your help.

Really? No, thanks.

If it sounds too easy, it’s probably fake. Skip searching through endless seas of illegitimate work-from-home scams and use this guide to help you earn the extra cash you want — without losing money to third-party rip-off artists.

12 Work-from-Home Plans That Work

1. Web designer – The boom in online businesses means a boom in the design industry. Some people have even quit their day jobs and become full-fledged business owners — just by playing around with Photoshop. Don’t know how to code a website? Get a free education from CodeAcademy. There are also tutorials on YouTube and many blogs that can teach you the basics of design. [ continue reading… ]

River

While we all know the importance of having life insurance to protect our families in the event of our death, the details of being the beneficiary of a life insurance policy are a little less clear.

Here’s what you need to know about collecting life insurance benefits, so nothing comes as a surprise during a stressful time:

Filing a Claim

A recent troubling investigation of insurance practices has shown that insurers will often fail to pay death benefits to beneficiaries, even if they know that the individual who purchased the policy has died.

In any case, while insurers will sometimes make efforts to contact beneficiaries after a death, there’s not necessarily a contractual requirement for them to do so. That means that the onus is on the beneficiaries to file a claim in order to receive their benefits. [ continue reading… ]

Allergies

Here in Ohio, the pollen count is high enough to make a dust bunny sneeze. Allergy season is upon us — and that means additional costs in the form of tissues, tissues, and more tissues, not to mention the multiple boxes and bottles of over-the-counter allergy medicines.

Here are a few tips to help you take a smaller bite out of your budget this allergy season.

9 Ways to Treat Allergies for Less

1. Try a saline nasal rinse before reaching for the pills.

The squeeze bottle Netti pot is sold over the counter and will last you several allergy seasons. It helps flush out pollen and soothe irritated sinus passageways, while taking care of the nasty drainage that makes allergies so painful.

2. Start small.

For many seasonal allergy sufferers, a dose of Sudafed or Claritin OTC will do wonders. These medications are often cheaper than other treatments. In fact, many stores will sell generic Sudafed for less than five dollars. [ continue reading… ]

Prom corsages

As a teenager, I enjoyed going to dances. I liked dancing and hanging out with my friends. And, even though fashion and makeup aren’t things I’ve ever really been into, I still thought it was fun to dress up for formals like prom.

With spring comes prom season, and many families are getting ready — and saving up. According to a story from Reuters, the average family will spend $1,139 on prom this year.

Why Does Prom Cost So Much?

The rising cost of prom has a lot to do with the trappings of the celebration. Dinner. Limousines. Flowers. Tickets. Pictures. Tux rentals. And, of course, THE DRESS. [ continue reading… ]