Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
Imagine there was a currency that wasn’t tied to any particular country or government. It could be accepted any place in the world, without having to be exchanged into local currency. It could provide both anonymity and security in transactions, and only the free market would decide how much it was worth.
While such a currency may sound like the stuff of science fiction, it’s the reality for Bitcoin, the peer-to-peer digital currency.
While Bitcoin started as the province of extreme techies, it’s recently gotten the attention of the mainstream financial world. Here’s what you need to know about this unusual currency. [ continue reading… ]
Since its start in 2008, Groupon has seen massive success. The site’s concept is that it saves people money on services they’d be using anyway, while drawing customers to local businesses. Although it’s been around for a few years now, many people still don’t know exactly how it works or whether they should join.
Here’s a simple overview of the company, along with the pros and cons of jumping aboard this popular coupon craze. [ continue reading… ]
A niche is any topic that people are looking for information about. For example, DIY home repair is a niche because people are constantly looking for ways to improve or fix things around their homes on their own.
Be careful with your choice. You may love knitting, but if most knitters are blue-haired old ladies that aren’t online and can’t afford to pay for info on knitting, you’re opening up in the wrong industry. Your niche must be one where the target audience is willing to pay for what you have to offer. [ continue reading… ]
Divorcing spouses have enough to worry about — from custody arrangements to deciding who gets the furniture — so it’s understandable that many couples gloss over the details of dividing up their retirement assets, trusting that things will work out.
But that’s a mistake that can be very costly. After all, for most divorcing couples, retirement accounts will be their largest asset — which means mistakes can have much larger consequences.
If you or someone you know is headed toward divorce, here’s what you need to know about splitting up retirement accounts.
I’ve been under a lot of stress lately. I’ve had a lot of work to do, a few new clients, and decisions to make about where I want my career to take me.
Additionally, I’ve been coping with personal issues, including the death of a loved one and a recent car accident (no one was really hurt and it wasn’t my fault, but it was still inconvenient).
With all of this stress on me, things have been slipping through the cracks a little bit, and I’ve been trying to figure out how to deal with the way it seems to be piling on.
After talking with my husband, who has a PhD in psychology, I came up with five ways to deal with stress in my life. Hopefully they’ll help you manage the stresses in your life, as well. [ continue reading… ]
In general, savvy shoppers know that online retailers will beat the prices you find in brick-and-mortar stores. After all, online retailers don’t have the overhead that’s necessary for maintaining a storefront. Add in the fact that comparison shopping online takes nothing more than the click of a button, and it’s clear that online retailers need to offer the lowest prices possible to remain competitive.
However, there are some instances when it’s actually cheaper to run to the mall than it is to visit Amazon.
Here are three situations in which you can expect to spend less if you shop at a traditional store: [ continue reading… ]
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