Thanksgiving is over. Christmas is quickly approaching, after which we’ll head into the new year.
It’ll be just a few short weeks before everyone starts setting their resolutions. And, just in case you’re resolved to save more money next year, I’ve got some tips for you.
Here are 5 practical ways you can increase your savings next year: [ continue reading… ]
I’ve been working a lot on my personal routine lately. I’ve been suffering from a little bit of burn out and have had a hard time finding my stride, since I’ve also had a lot going on in my life outside of my online writing career.
As a result, I’ve been thinking more and more about what I can do to improve my routine, and I’ve been making it a point to pay attention to what works — and what doesn’t — when it comes to my productivity.
Here are my tips for adjusting your routine and improving your productivity.
There’s been a flood of technological advancements in the last few decades, many of which have dramatically streamlined processes in our everyday lives. These innovations have led to more efficiency in many sectors, including business and manufacturing.
As a result, some outdated systems, equipment, and job titles are quickly becoming obsolete. Businesses or even entire fields have gone under, a mass of unemployed workers in their wake.
We’ve seen this happen most clearly in manufacturing. Robotics and automation have increased production efficiency and eliminated the need to employ as many workers, forcing many people to seek entirely new careers later in life. [ continue reading… ]
I can’t remember the last time I went shopping on Black Friday. Yet, somehow I always manage to find good deals on quality gifts.
While I do think there are some good deals to be had on Black Friday, I also think it’s overrated. Plus, shopping on Black Friday can lead to a lot of overspending. It’s hard to maintain self-control when your mind is telling you that everything really is a good deal – even when it’s not.
If you’d rather skip the madness of Black Friday, there’s good news: you can still find those bargain gifts. Here’s how. [ continue reading… ]
Your credit score is an important piece of your financial puzzle. Using your credit score, lenders and other financial services providers make decisions about you — from whether to lend you money to what sort of interest rate you’ll get. A low credit score might even cause you to pay a higher security deposit to your landlord or a higher premium to your auto insurer.
While there’s a lot included in your credit score, there are some things you probably think have an effect on it that don’t.
Here are five things that aren’t included in your credit score: [ continue reading… ]
2013 is coming to a close faster than you wanted it to (just like last year!).
You haven’t paid off your Visa like you planned. And your MasterCard limit had to be raised. It wasn’t your fault that your son broke his arm and blasted your plans. You worked as hard as you could, and did your best with what you had.
Or did you? [ continue reading… ]
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