family dates
As a parent, it’s my responsibility to create memories for my little ones. That means getting off the couch, putting my smartphone away, and giving my children experiences and stories they can recall for years to come.

Does that mean memories need to break the bank? Sometimes.

In fact, we’re saving up for a pretty expensive family cruise one day. But in the meantime, there’s plenty of options to enjoy a family date on a budget. We’ve set Mondays aside as our date day, so $20 dates have been the perfect budget for our $80-$100 a month “fun-fund”. Here’s a few of our favorites:
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“You are smart, but lazy” is an assessment many of us heard before. When we were in school, laziness cost us high grades and when we plunged in the business world, it probably cost us a promotion.

“It’s no big deal,” you might say. But if we were to somehow stop being lazy, these 19 money leaks might just go away.
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budget wedding

I still remember the first time I realized the true power of my wife’s money saving skills. On our wedding, my wife probably saved us an amount in the five digits. As a result, we had an spectacular wedding that cost pennies on the dollar.

This is how you can save money on your wedding as well:
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how to save on pajamasThe first issue many people have when it comes to sleepwear is a preconceived notion about what is appropriate sleepwear.

In fact, the cheapest set of pajamas came with you when you were born. Choosing to sleep in the buff is not for everyone, though, and there are times when the weather might have a say in your decision, not to mention the social situation.

Below are 3 additional ways to save on what’s pretty much a necessity for most people.
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self-improvement
Most of us tend to think of self-improvement as a separate subject from finances, but you might be surprised to discover that your finances can improve when you work on yourself.

The connection between self-improvement and your finances might be a little indirect, but it’s there. Here are some ways your personal financial situation can benefit when you engage in self-improvement:

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cheap music

One of my favorite aspects of music is that it doesn’t only remind us of the past—it can actually bring us to inhabit a memory, simply by provoking a feeling. I know I tie a lot of positive—and negative—memories back to the sounds that surrounded me at different points in my life.

When I look around on my morning commute, I see so many people electronically enjoying their tunes on the way to work, during exercise, and on lunch breaks. It gives me so much joy, because I can clearly recall the days when music used to only be sold in hard copies—records, 8 tracks, tapes, CDs. But now, because of technology, it’s personalized and it’s everywhere.

For those of us who love music, there are a number of different ways to listen to your favorite tunes on the cheap. Here are some of my favorites:

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