Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
As a parent, it’s my responsibility to create memories for my little ones. That means getting off the couch, putting my smartphone away, and giving my children experiences and stories they can recall for years to come.
Does that mean memories need to break the bank? Sometimes.
In fact, we’re saving up for a pretty expensive family cruise one day. But in the meantime, there’s plenty of options to enjoy a family date on a budget. We’ve set Mondays aside as our date day, so $20 dates have been the perfect budget for our $80-$100 a month “fun-fund”. Here’s a few of our favorites: [ continue reading… ]
One of the ways to find yourself in financial trouble is to waste your money. In order to get your finances back on track, you need to be able to identify money wasters in your budget, and then make an effort to stop spending money on those items.
Will you spend some time today to improve your financial picture? Here are some questions to ask yourself as you attempt to determine what constitutes a waste of money:
“You are smart, but lazy” is an assessment many of us heard before. When we were in school, laziness cost us high grades and when we plunged in the business world, it probably cost us a promotion.
“It’s no big deal,” you might say. But if we were to somehow stop being lazy, these 19 money leaks might just go away. [ continue reading… ]
There are a ton of things going on with my business, and people are often surprised to find that I’m still doing practically everything by myself. A question I often get asked is “How do you do it all?”
The secret is written on the wall—there is no secret. I get more done because I work longer hours than most people. Everyone sees me out and about during the week and people are always jealous, but they never realize the time I put in every single night when they are watching TV, and all the hours I put in during every single weekend when everyone else is doing anything but work.
Having said that, there are a few little things I learned along the way that makes me more efficient. After all, when I get more done with less time, I can choose to a) relax more or b) make more money by taking on more. Let me share them with you today. [ continue reading… ]
As I enter my fifth month of pregnancy with my second baby, the inevitable is happening. Fewer clothes are fitting and, for me, expensive new maternity clothes aren’t an option.
It’s hard to pay $30-40 for a dress I’ll only wear for five or six months. Of course, you could wear it longer — but most moms, like myself, want to get out of maternity clothes as soon as possible.
A lot of women suggest just buying bigger or plus-size clothing, which may work for some of you — but I think these tend to make you look bigger. Also, if you buy your clothes used at Goodwill, maternity items are around the same price.
Here are a few tips for saving money on maternity clothes, which I’ll be implementing in the next few months:
I still remember the first time I realized the true power of my wife’s money saving skills. On our wedding, my wife probably saved us an amount in the five digits. As a result, we had an spectacular wedding that cost pennies on the dollar.
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