Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
Most of us would be considered middle-class — not below the poverty line, but not making six-digit salaries, either. But if we stop and think about it, each of us knows at least someone we’d consider rich, and, if we’re honest, we’re at least slightly jealous of them.
Because we don’t want to think less of ourselves for being middle-class, we often write them off as one of the following stereotypes:
Their wealth was inherited; they have no self-initiative.
They’re greedy, money-obsessed, and miserly.
They think they’re better than everyone else.
They’re lonely.
Of course, these stereotypes can be accurate, but that’s no excuse to apply them to the rich people we know (and don’t know). Let’s take a look at each of these stereotypes and shed some light on the mystery of what rich people are really like. [ continue reading… ]
Many people feel comfortable in their jobs, especially when the economy, housing prices, and the stock market are all going well. They feel good about their job security, and may not realize they are making themselves expendable at work. Are you falling into this trap?
One of the best things you can do for your career — and your earning power — is to evaluate your current status. The last thing you want is to be one of the first people laid off during the next downturn.
Here are some signs that you might be encouraging the view that you are expendable:
I’m not the sort of person known for her fashion choices, as I pretty much live in jeans and t-shirts. I understand part of the appeal of buying clothes — there are certain clothes that make a person look and feel good. I’m just a little less clear on why a person might want to keep up with the latest trends, even though I do get that fashion can be a priority for many people.
No matter how big or small of an emphasis you personally place on fashion, though, there are plenty of moves you can make to save some money in that part of your budget. Here are a bunch that can save you real money. [ continue reading… ]
Cooking is a skill that everyone, on some level, should master. While it is an admirable trait to be able to follow a gourmet recipe, however, I believe it is much more valuable (and affordable) to be able to whip up a tasty meal sans directions, measurements, and cooking temps.
Here are the excuses I use to skip the recipe and the methods behind my madness.
Summer is winding down and the school season has arrived. Whether it’s for new clothes, backpacks or text books, I remember the back to school season as being one where there is a ton of shopping. To boot, no one ever wants to disappoint their children, so this is a time when we can really break our bank without even recognizing it.
If you are stressing about how you can frugally—and happily!—get your kids back to school, read on because I have nine ways to make sure you have a frugal and happy back to school event.
Many people want to start their own business, and consider a venture that can be managed entirely at home a dream come true. This allure of being your own boss is a powerful thing, but not everyone is ready to do what it takes.
Working from home comes with its own challenges, and you have to be prepared. Here are are a few considerations to think about before you dive right in.
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